2023 EU wide transparency exercise

The transparency exercise is part of the EBA's ongoing efforts to foster transparency and market discipline in the EU financial market, and complements banks' own Pillar 3 disclosures, as laid down in the EU's capital requirements directive (CRD). Along with the dataset, the EBA also provides a wide range of interactive tools that allow users to compare and to visualise data across time and at a country and a bank-by-bank level. In 2023, EBA is going to carry out in autumn an annual Transparency exercise which will disclose capital positions, financial assets, risk exposure amounts, sovereign exposures and asset quality information of the EU banking sector in the second half of 2022 and in the first half of 2023. The exercise is going to be exclusively based on supervisory reporting data, therefore it will not require any additional reporting burden for banks.

The EU-wide Transparency exercise is a pivotal initiative in the European Banking Authority's continuous commitment to fostering transparency and market discipline in the EU financial sector. It complements banks' Pillar 3 disclosures outlined in the EU Capital Requirements Directive (CRD). This year’s disclosure includes detailed bank-by-bank data for reference dates of 30 September 2022, 31 December 2022, 31 March 2023, and 30 June 2023. Information is disclosed for 123 banks across 26 countries in the European Union (EU) and the European Economic Area (EEA), providing information at the highest level of consolidation. The exercise results are derived from supervisory data submitted to the EBA via the European Centralised Infrastructure of Data (EUCLID) platform.

Banks individual results