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Interactive Single Rulebook

An online tool assembling Level 1 and Level 2 legislation and Q&As under our remit

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Consultations

22 MAY - 22 AUGUST 2025

Consultation on Implementing Technical Standards on amended disclosure requirements for ESG risks, equity exposures and aggregate exposure to shadow banking entities

18 JUNE - 18 SEPTEMBER 2025

Consultation on Regulatory Technical Standards specifying the minimum list of information to be provided to the competent authorities at the time of the notification

27 JUNE - 19 SEPTEMBER 2025

Consultation on Joint Guidelines on integrating ESG in supervisory stress test

News & Media

In focus

The banking sector in the EU continues to show resilience in capital, liquidity and profitability, but geopolitical events could pose significant challenges for the industry

June 27, 2025

The EBA publishes 2024 Report of its key achievements and activities

May 20, 2025

Enhancing Europe's resilience against rising geopolitical risks

Joint blog by the European Stability Mechanism (ESM) and the European Banking Authority (EBA)

Thu, Apr 3 2025, 6 - 7pm

Press releases

3 JULY 2025

ESAs sign Memorandum of Understanding with AMLA for effective cooperation and information exchange

The European Supervisory Authorities (EBA, EIOPA and ESMA - the ESAs) today announced that they have concluded a multilateral Memorandum of Understanding (MoU) with the European Union’s new Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) to ensure effective cooperation and information exchange between the four institutions.

2 JULY 2025

EBA consults on Draft Guidelines on the methodology to estimate and apply credit conversion factors under the Capital Requirements Regulation

The European Banking Authority (EBA) today launched a public consultation on its draft Guidelines on the methodology institutions shall apply for their own estimation and application of credit conversion factors (CCF) under the Capital Requirements Regulation (CRR). The consultation runs until 15 October 2025.

2 JULY 2025

The EBA consults on draft amended Guidelines on the application of the definition of default under the Capital Requirements Regulation

The European Banking Authority (EBA) today launched a public consultation on its draft amended Guidelines on the application of the definition of default under the Capital Requirements Regulation (CRR). As part of its commitment to financial stability, transparency, and consistency, the EBA is proposing to maintain the existing 1% threshold for net present value (NPV) loss in debt restructuring. This approach reflects a careful balance between flexibility for institutions and the need to uphold robust risk management standards. The consultation runs until 15 October 2025.

1 JULY 2025

The EBA publishes its final Guidelines on Acquisition, Development and Construction exposures to residential property under the standardised approach of credit risk

The European Banking Authority (EBA) today published its final Guidelines on the treatment of Acquisition, Development and Construction (ADC) exposures to residential property under the Capital Requirements Regulation (CRR). The Guidelines specify the conditions under which institutions may apply a risk weight of 100% instead of 150% to ADC exposures that meet defined credit risk-mitigating requirements. These Guidelines form part of the first phase of the EBA’s roadmap on credit risk implementation of the EU Banking Package. The Guidelines follow a public consultation launched in May 2024 and take into account stakeholder feedback as well as data collected through the related 2024 Quantitative Impact Study (QIS).

30 JUNE 2025

The EBA provides its technical advice to the European Commission on fees to validate pro forma models under the European Market Infrastructure Regulation

The European Banking Authority (EBA) today published its response to the European Commission’s Call for Advice on fees to validate pro forma models under the European Market Infrastructure Regulation (EMIR).