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Updated EBA Risk Dashboard shows EU banks have further improved their resilience but profitability remains weak

The European Banking Authority (EBA) published today its Risk Dashboard, which summarises the main risks and vulnerabilities in the EU banking sector using quantitative risk indicators. Together with the Risk Dashboard, the EBA published the results of its Risk Assessment Questionnaire, which includes the opinions of banks and market analysts on the risk outlook collected in autumn 2018. In the third quarter (Q3) of 2018, the Dashboard confirms improvements in both asset quality and capital rati...

08/01/2019

EBA sees further improvements in EU banks resilience but highlights challenges connected to profitability, funding and operational risk

The European Banking Authority (EBA) published today its annual report on risks and vulnerabilities in the EU banking sector. The report is accompanied by the results of the EBA's 2018 EU-wide transparency exercise, which provide detailed information, in a comparable and accessible format, for 130 banks across the EU. Overall, the EU banking sector has continued to benefit from the positive macroeconomic developments in most European countries, which contributed to the increase in lending, furth...

14/12/2018

EBA publishes 2018 EU-wide stress test results

The European Banking Authority (EBA) published today the results of the 2018 EU-wide stress test, which involved 48 banks from 15 EU and EEA countries, covering broadly 70% of total EU banking sector assets. The adverse scenario has an impact of -395 bps on banks' CET1 fully loaded capital ratio (-410 bps on a transitional basis), leading to a 10.1% CET1 capital ratio at the end of 2020 (10.3% on a transitional basis). The objective of the exercise is to assess, in a consistent way, the resilien...

02/11/2018

EBA publishes the preliminary impact of the Basel reforms on EU banks capital and updates on liquidity measures in the EU

he European Banking Authority (EBA) published today two reports, which measure the impact of implementing Basel III reforms and monitor the current implementation of liquidity measures in the EU.

04/10/2018

EU banks funding plans indicate increased appetite for client deposits and market-based funding in the coming years

The European Banking Authority (EBA) published today two reports on EU banks’ funding plans and asset encumbrance respectively. The reports aim to provide important information for EU supervisors to assess the sustainability of banks’ main sources of funding. The results of the assessment show that banks plan to match the asset side increase in the forecast years by a growth in client deposits as well as market based funding.

19/09/2018

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ESAs publish recommendations on changes to the PRIIPs Key Information Document

The European Supervisory Authorities (ESAs) today published their final recommendations following a consultation on targeted amendments to the Delegated Regulation covering the rules for the Key Information Document (KID) for Packaged Retail and Insurance-based Investment Products (PRIIPs).

08/02/2019 - Press releases
EBA welcomes National Bank of Moldova to the Memorandum of Cooperation with South Eastern European banking supervisors

The European Banking Authority (EBA) welcomed the National Bank of Moldova as an additional signatory party to the Memorandum of Cooperation (MoC) with banking supervisory authorities in several South-Eastern European (SEE) countries. The MoC was signed in 2015 to establish a framework for cooperation and information exchange.

04/02/2019 - Press releases
EBA updates list of correlated currencies

The European Banking Authority (EBA) updated today the 2018 list of closely correlated currencies that was originally published in December 2013. The list is part of the implementing technical standards (ITS) that were drafted for the purposes of calculating the capital requirements for foreign-exchange risk according to the standardised rules. The list was updated according to the procedure and methodology laid down in the ITS and submitted to the European Commission for endorsement.

30/01/2019 - News
EBA publishes final guidance regarding the exposures to be associated with high risk

The European Banking Authority (EBA) published today its final Guidelines regarding the types of exposures to be associated with high risk under the Capital Requirements Regulation (CRR). Through these Guidelines, the EBA aims not only to enable a higher degree of comparability in terms of current practices in identifying exposures associated with high risk, but also to facilitate the transition to the upcoming regulatory revisions, noting that the forthcoming implementation of the revised Basel standards will only apply as of 2022.

17/01/2019 - Press releases
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