Regulatory Technical Standards on credit scoring and loan pricing disclosure, credit risk assessment and risk management requirements for crowdfunding service providers
- Status: Final draft RTS/ITS adopted by the EBA and submitted to the European Commission
The Regulatory Technical Standards (RTS) on credit scoring and loan pricing disclosure, credit risk assessment and risk management requirements for Crowdfunding Service Providers specifying the information that crowdfunding service providers shall provide to investors. The requirements cover the method used for the calculation of credit scores and loan prices, the factors that the providers need to consider when carrying out a credit risk assessment and conducting a valuation of a loan, and the underlying policies and governance arrangements.