Other topics

The section presents the EBA's work related to a variety of financial and banking topics.

Technical Standards, Guidelines & Recommendations

  • RTS and ITS on the authorisation of credit institutions

    These standards aim at harmonising the information requirements in the authorisation process across the EU, thus facilitating the application process and ensuring a level playing field.

    Status: Final draft adopted by the EBA and submitted to the European Commission

  • ITS on the procedures and forms in respect of acquisitions and increases of qualifying holdings

    These draft Implementing Technical Standards (ITS) outline the procedures, forms and templates that competent authorities in the EU should use when consulting each other on acquisitions and increases of qualifying holdings in credit institutions. The objective of these ITS is to streamline information exchanges and ensure effective communications between concerned authorities, both on a cross-border basis and across sectors. These ITS also lay down in detail the process and timeframes for notifying an information request and for responding to it, and provide a set of relevant templates for this purpose. Requirements for the designation of contact points within competent authorities, as well as requirements for language and means of communication are also developed.

    Status: Adopted and published in the Official Journal

  • Joint Guidelines for the prudential assessment of acquisitions of qualifying holdings

    These proposed joint Guidelines define common procedures based on the assessment criteria laid down in the EU legislative framework that establishes how acquisitions and increases of qualifying holdings by natural or legal persons in financial institutions should be assessed. They also develop further the assessment process defined in the EU legislative framework and aim to harmonise supervisory practices in the financial sector across the EU to provide more clarity to proposed acquirers on how they should notify the competent supervisory authorities.

    Status: Final and translated into the EU official languages

  • Regulatory and Implementing Technical Standards on benchmarking portfolios

    Internal approaches used for the calculation of own funds requirements for market and credit risk are subject to an annual assessment by competent authorities. The EBA assists competent authorities in their assessment by providing a report including benchmarks which help to identify any material differences in RWA outcomes. The legal framework for the above is provided by Directive 2013/36/EU (CRD) and in particular Article 78 thereof as well as by the following technical standards provided by the EBA: a) Regulatory technical standards (RTS) laying down standards for competent authorities as regards the assessment of the internal approaches adopted by institutions and the procedures for sharing of those assessments between competent authorities; b) Implementing technical standards (ITS) specifying the benchmarking portfolios and reporting instructions for institutions to be applied in the annual benchmarking exercises.

    Status: Adopted and published in the Official Journal

Opinions, Reports and other Publications




Other Publications


  • Report on OFIs [897.2KB]

    The European Banking Authority (EBA) published today an Opinion addressed to the European Parliament, Council and European Commission, on matters relating to the regulatory perimeter under the... Read more


  • EBA report on the range of practices regarding macroprudential policy measures [970.4KB]

    The European Banking Authority (EBA) published today a report on macroprudential policy measures across the EU. The objective of this report is to take stock of the range of practices applied by EU... Read more


  • 2014 11 27 - EBA Report - Credit institutions [963.0KB]

    The European Banking Authority (EBA) published today an Opinion addressed to the European Commission, relating to the perimeter of credit institutions and namely to the different approaches across... Read more