Remuneration
Institutions' remuneration policies for staff members whose professional activities have material impact on the institutions' risk profile shall ensure that remuneration is consistent with sound and effective risk management and provides an incentive for prudent and sustainable risk taking. The requirements set out in the Capital Requirements Directive (CRD) are complemented by more detailed Guidelines on Remuneration Policies. The EBA is also mandated by the CRD to submit draft regulatory standards to the European Commission in this area.
Technical Standards, Guidelines & Recommendations
Technical standards
Guidelines
Opinions, Reports and other Publications
Opinions
EBA Opinion on the application of the principle of proportionality to the remuneration provisions in Dir 2013 36 EU (EBA-2016-Op-20).pdf
EBA opinion assessing the application of proportionality to remuneration rules under Directive 2013/36/EU (CRD IV), analysing waiver practices, proposed exemptions for smaller institutions, and thresholds for deferral and pay-out requirements across EU Member States.
EBA Op-2016-05 (Report on Benchmarking of Remuneration and High Earners 2014).pdf
EBA Op-2016-05 (Report on Benchmarking of Remuneration and High Earners 2014)
EBA-Op-2015-25 Opinion on the Application of Proportionality.pdf
EBA-Op-2015-25 Opinion on the Application of Proportionality
EBA-Op-2014-10 Opinion on remuneration and allowances.pdf
EBA-Op-2014-10 Opinion on remuneration and allowances
2010-08-31-(CEBS-response-to-EU-Commissions-green-paper-on-corporate-governance).pdf
Comments on the EU Commission green paper on corporate governance in financial institutions and remuneration policies
Reports
Report on remuneration and gender pay gap benchmarking (2023 data)
European Banking Authority (EBA) 2023 report benchmarking EU remuneration trends, practices, and gender pay gaps in banks and investment firms, analyzing variable pay, deferral rules, and disparities across staff levels.
Dashboard on high earners - 2023 data
EBA 2023 dashboard on high earners in EU banks and investment firms under CRD and IFD – reports trends in remuneration, gender imbalance, and identified staff ratios for individuals earning €1M+, with country-level data comparisons.
Report on the review of the application of gender neutral remuneration policies
EBA report assessing the implementation of gender-neutral remuneration policies by banks and investment firms, analysing compliance challenges, supervisory reviews, pay gap monitoring, and measures to ensure equal pay under EU regulatory frameworks – July 2024.
Report on the application of derogations regarding the pay out of remuneration to identified staff
EBA report analysing the use of derogations under CRD Art 94(3) and 94(5) for remuneration payouts to identified staff in banks – assessing industry impact, administrative burden, risk alignment, and supervisory observations across EU Member States.
High Earners Report – data as of end 2022
European Banking Authority (EBA) report on high earners in EU/EEA banks and investment firms as of 2022 – analysing remuneration practices, payment brackets, identified staff ratios, and variable-to-fixed pay ratios under CRD and IFD frameworks.
Report on High Earners 2021.pdf
High Earners Report – data as of end 2021
Report on remuneration benchmarking 2019 and 2020 and High Earners 2020.pdf
Report on remuneration benchmarking 2019 and 2020 and High Earners 2020
Report on High Earners 2019.pdf
High Earners Report – data as of end 2019
Report on remuneration benchmarking and High Earners.pdf
Report on remuneration benchmarking and High Earners