European Banking Authority (EBA) 2024/25 Consumer Trends Report analyses retail banking products, payment fraud, indebtedness, and de-risking, assessing measures by EBA and national authorities to address key consumer protection issues in the EU.
The European Banking Authority (EBA) published today the 9th edition of its biennial Consumer Trends Report for 2024/25. The Report has identified payment fraud, indebtedness, and de-risking as the most important issues affecting EU consumers. The Report is based on information provided by the national authorities of the 27 EU Member States, selected national and EU consumer associations, EU industry associations, national ombudsmen, as well as quantitative data from a variety of sources, including for the first time the EBA’s new Retail Risk Indicators, which the EBA publishes separately since 2022 with a view to identify potential consumer harm.
The European Banking Authority (EBA) today published its updated methodology for the assessment of regulatory and supervisory frameworks of non-EU countries. The changes reflect the amendments to the revised Capital Requirements Regulation (CRR) and Capital Requirements Directive (CRD).
EBA March 2025 questionnaire assessing third-country regulatory and supervisory equivalence with the EU framework, covering Basel III implementation, banking sector structure, performance, capital adequacy, liquidity, and supervisory practices under CRD/CRR standards.
The European Banking Authority (EBA) today published its Q4 2024 Risk Dashboard (RDB), which discloses aggregated statistical information for the largest EU/EEA institutions.
EBA 2025 trainee programme in the PRSP Department offering hands-on experience in developing banking regulations, technical standards, and supervisory practices under Basel III, IFRS9, liquidity, and risk frameworks.