Regulatory technical standards on specialised lending exposures

status: Final draft adopted by the EBA and submitted to the European Commission

The RTS on specialised lending exposures aim to specify how institutions should take into account several factors when assigning risk weights to specialised lending exposures and how they should treat these factors.  Specialised lending is a type of exposure towards an entity specifically created to finance or operate physical assets, where the primary source of income and repayment of the obligation lies directly with the assets being financed. The proposed RTS define four classes of specialised lending and is in line with the Basel framework.

Press Release

Consultation Papers