Response to consultation Paper on draft Guidelines on loan origination and monitoring.

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5. What are the respondents’ views on the requirements for governance for credit granting and monitoring (Section 4)?

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6. What are the respondent’s views on how the guidelines capture the role of the risk management function in credit granting process?

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7. What are the respondents’ views on the requirements for collection of information and documentation for the purposes of creditworthiness assessment (Section 5.1)?

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8. What are the respondents’ views on the requirements for assessment of borrower’s creditworthiness (Section 5.2)?

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9. What are the respondents’ views on the scope of the asset classes and products covered in loan origination procedures (Section 5)?

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10. What are the respondents’ views on the requirements for loan pricing (Section 6)?

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11. What are the respondents’ views on the requirements for valuation of immovable and movable property collateral (Section 7)?

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12. What are the respondents’ views on the proposed requirements on monitoring framework (Section 8)?

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Name of organisation

German Banking Industry Committee