Response to consultation on Guidelines on proportionate retail diversification methods

Q1. What is the percentage of exposures within your retail portfolio that are part of a group of connected clients?

NA

Q2. Do you identify any implementation issue in implementing the diversification method?

See the attached file for comments.

Q3. Which methods do you currently use to assess retail diversification? Please elaborate.

NA

Q4. Under the proposed approach, in the first step of the calculation before any exclusion, what is the share in terms of exposure value of the large eligible retail exposures as defined under the proposed approach compared to all the eligible retail exposures?

NA

Cell 1: Amounts applying current diversification methods / Preferential risk weight / EV NA

Cell 2: Amounts applying current diversification methods / Non-preferential risk / EV NA

Cell 3: Amounts applying current diversification methods / Preferential risk / RWA NA

Cell 4: Amounts applying current diversification methods / Non-preferential risk / RWA NA

Cell 5: Amounts applying diversification methods as proposed in the Consultation Paper / Preferential risk / EV NA

Cell 6: Amounts applying diversification methods as proposed in the Consultation Paper / Non-preferential risk / EV NA

Cell 7: Amounts applying diversification methods as proposed in the Consultation Paper / Preferential risk / RWA NA

Cell 8: Amounts applying diversification methods as proposed in the Consultation Paper / Non-preferential risk / RWA NA

Cell 9: Amounts applying the alternative diversification method as proposed in the explanatory box of the Consultation Paper (non-iterative) / Preferential risk / EV NA

Cell 10: Amounts applying the alternative diversification method as proposed in the explanatory box of the Consultation Paper (non-iterative) / Non -preferential risk / EV NA

Cell 11: Amounts applying the alternative diversification method as proposed in the explanatory box of the Consultation Paper (non-iterative) / Preferential risk / RWA NA

Cell 12: Amounts applying the alternative diversification method as proposed in the explanatory box of the Consultation Paper (non-iterative) / Non-preferential risk / RWA NA

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Finance Norways comments on the EBA consultation on proportionate retail diversification methods.pdf (175.76 KB)

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