Financial education
The EBA takes a leading role in promoting transparency, simplicity and fairness in the market for consumer financial products or services across the internal market, including by reviewing and coordinating financial literacy and education initiatives by the national supervisory authorities.
Over the years, the EBA published several reports, factsheets and warnings with the aim to equip consumers with the knowledge, skills, and confidence to make informed financial decisions, manage risks, and improve their overall financial well-being. Some initiatives have also been developed jointly with the European Supervisory Authorities (EIOPA, the European Insurance and Occupational Pensions Authority and ESMA , the European Securities and Markets Authority).
EBA reports and factsheets
Factsheet – Coordinating financial education and literacy
(521.68 KB - PDF) Last update 13 November 2020
EBA Financial Education Report 2019/20
(5.15 MB - PDF) Last update 22 October 2020
Key tips to protect yourself when choosing online or mobile banking services
(1.41 MB - PDF) Last update 2 December 2019
Deutsch (Deutschland) (788.72 KB - PDF)
Deutsch (Liechtenstein) (881.98 KB - PDF)
Deutsch (Österreich) (1.32 MB - PDF)
English (Ireland) (1.09 MB - PDF)
Gaeilge (1.41 MB - PDF)
Malti (837.72 KB - PDF)
Nederlands (858.31 KB - PDF)
Polski (2.81 MB - PDF)
Português (709.42 KB - PDF)
Română (830.78 KB - PDF)
Slovenčina (1010.19 KB - PDF)
Slovenščina (818.49 KB - PDF)
dansk (896.16 KB - PDF)
eesti keel (808.86 KB - PDF)
español (1) (707.08 KB - PDF)
français (1.01 MB - PDF)
français (Belgique) (715.35 KB - PDF)
français (Luxembourg) (1.24 MB - PDF)
hrvatski (838.1 KB - PDF)
italiano (1.14 MB - PDF)
latviešu valoda (885.92 KB - PDF)
lietuviu kalba (838.51 KB - PDF)
magyar (769.88 KB - PDF)
norsk (1.09 MB - PDF)
suomi (743.5 KB - PDF)
svenska (1.93 MB - PDF)
íslenska (703.09 KB - PDF)
čeština (1.96 MB - PDF)
Ελληνικά (680.64 KB - PDF)
Ελληνικά (Κυπριακή) (685.48 KB - PDF)
български (1.07 MB - PDF)
EBA Financial Education Report 2017/18
(923.32 KB - PDF) Last update 1 March 2018
EBA repository of education initiatives by NCAs in the banking sector
Financial education initiatives by the National Supervisory Authorities - repository
(2.68 MB - PDF) Last update 14 February 2022
Financial education initiatives by the National Supervisory Authorities - summary table
(290.2 KB - PDF) Last update 14 February 2022
EBA repository - National Supervisory Authorities FE initiatives 2019-2020
(1.67 MB - PDF) Last update 1 January 2021
Financial education initiatives country per country
Joint ESAs publications
| Online financial frauds and scams in an AI world(1.69 MB - PDF) |
| Crypto fraud and scams: stay alert and protect yourself(1.69 MB - PDF) |
| Updated Joint ESAs revised warning on crypto-assets(670.59 KB - PDF) íslenska (743.13 KB - PDF) bgБългарски (614.93 KB - PDF) csČeština (687.45 KB - PDF) daDansk (619.21 KB - PDF) deDeutsch (621.53 KB - PDF) elΕλληνικά (668.58 KB - PDF) esEspañol (646.98 KB - PDF) etEesti (616.8 KB - PDF) fiSuomi (616.47 KB - PDF) frFrançais (724.3 KB - PDF) gaGaeilge (616.67 KB - PDF) hrHrvatski (640.81 KB - PDF) huMagyar (650.11 KB - PDF) itItaliano (637.81 KB - PDF) ltLietuvių (635.48 KB - PDF) lvLatviešu (632.29 KB - PDF) mtMalti (691 KB - PDF) nlNederlands (620.37 KB - PDF) plPolski (618.99 KB - PDF) ptPortuguês (621.39 KB - PDF) roRomână (684.12 KB - PDF) skSlovenčina (637.67 KB - PDF) slSlovenščina (643 KB - PDF) svSvenska (617.64 KB - PDF) | |||
| Joint ESAs Factsheet on crypto-assets(804.35 KB - PDF) Deutsch (Deutschland) (712.07 KB - PDF) Deutsch (Liechtenstein) (735.69 KB - PDF) Deutsch (Luxembourg) (767.2 KB - PDF) Deutsch (Österreich) (720.05 KB - PDF) English (Cyprus) (703.44 KB - PDF) English (Denmark) (709.65 KB - PDF) English (Finland) (702.27 KB - PDF) English (Ireland) (702.34 KB - PDF) English (Liechtenstein) (702.13 KB - PDF) English (Luxembourg) (703 KB - PDF) English (Malta) (708.31 KB - PDF) English (Netherlands) (718.16 KB - PDF) Gaeilge (700.52 KB - PDF) Malti (775.71 KB - PDF) Nederlands (723.84 KB - PDF) Nederlands (België) (746.88 KB - PDF) Polski (686.48 KB - PDF) Português (720.8 KB - PDF) Română (706.59 KB - PDF) Slovenčina (687.03 KB - PDF) Slovenščina (693.82 KB - PDF) dansk (702.41 KB - PDF) español (1) (833.07 KB - PDF) français (821.14 KB - PDF) français (Belgique) (697.32 KB - PDF) français (Luxembourg) (694.47 KB - PDF) hrvatski (629.76 KB - PDF) italiano (709.12 KB - PDF) latviešu valoda (767.33 KB - PDF) lietuviu kalba (691.82 KB - PDF) magyar (729.62 KB - PDF) suomi (694.05 KB - PDF) svenska (701.93 KB - PDF) svenska (Finland) (695.3 KB - PDF) íslenska (707.97 KB - PDF) čeština (740.25 KB - PDF) Ελληνικά (701.76 KB - PDF) Ελληνικά (Κυπριακή) (723.58 KB - PDF) български (691.57 KB - PDF) | |||
| ESAs joint committee interactive factsheet on financial education and sustainable finance(1.21 MB - PDF) Deutsch (Deutschland) (1.22 MB - PDF) Deutsch (Luxembourg) (1.22 MB - PDF) Deutsch (Österreich) (1.23 MB - PDF) English (Ireland) (1.22 MB - PDF) English (Luxembourg) (1.31 MB - PDF) English (Malta) (1.22 MB - PDF) Gaeilge (1.26 MB - PDF) Malti (1.29 MB - PDF) Nederlands (1.28 MB - PDF) Nederlands (België) (1.29 MB - PDF) dansk (1.29 MB - PDF) eesti keel (1.21 MB - PDF) español (1) (1.08 MB - PDF) español (2) (1.26 MB - PDF) français (1.22 MB - PDF) français (Belgique) (1.23 MB - PDF) français (Luxembourg) (1.22 MB - PDF) hrvatski (1.1 MB - PDF) italiano (1.21 MB - PDF) latviešu valoda (1.16 MB - PDF) lietuviu kalba (1.22 MB - PDF) magyar (1.22 MB - PDF) suomi (1.26 MB - PDF) svenska (Finland) (1.32 MB - PDF) čeština (1.18 MB - PDF) Ελληνικά (1.29 MB - PDF) Ελληνικά (Κυπριακή) (1.21 MB - PDF) български (1.18 MB - PDF) | |||
| How does high inflation and the rise in interest rates affect my money(3.42 MB - PDF) Last update 27 March 2023 Deutsch (Deutschland) (3.25 MB - PDF) Deutsch (Luxembourg) (3.26 MB - PDF) Deutsch (Österreich) (3.26 MB - PDF) English (Luxembourg) (3.31 MB - PDF) English (Malta) (3.32 MB - PDF) Gaeilge (3.21 MB - PDF) Malti (3.23 MB - PDF) Nederlands (België) (3.34 MB - PDF) Polski (3.21 MB - PDF) Português (3.28 MB - PDF) Română (3.24 MB - PDF) Slovenčina (3.2 MB - PDF) Slovenščina (3.09 MB - PDF) dansk (3.24 MB - PDF) eesti keel (3.2 MB - PDF) español (1) (3.14 MB - PDF) español (2) (3.14 MB - PDF) français (3.26 MB - PDF) français (Belgique) (3.26 MB - PDF) français (Luxembourg) (3.26 MB - PDF) hrvatski (3.01 MB - PDF) italiano (2.89 MB - PDF) lietuviu kalba (3.29 MB - PDF) magyar (3.21 MB - PDF) suomi (3.27 MB - PDF) svenska (3.18 MB - PDF) čeština (3.24 MB - PDF) Ελληνικά (3.19 MB - PDF) български (3.18 MB - PDF)
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| Thematic Report on national financial education initiatives on digitalization(355.53 KB - PDF) Last update 12 January 2023 | |||
| Joint ESAs Thematic Financial Education Repository(1.56 MB - PDF) Last update 11 July 2022 |
