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The EBA publishes a follow-up Peer Review on authorisation of payment institutions and electronic money institutions
The European Banking Authority (EBA) today published a follow-up to the 2023 Peer Review Report assessing progress in the authorisation of payment institutions and electronic money institutions under the revised Payment Services Directive (PSD2). While notable improvements and increased convergence have been observed, significant differences persist in key areas such as governance, internal control mechanisms, and local substance. These divergent implementations continue to pose risks of regulatory arbitrage and an uneven playing field across Member States.
Strong capital and profitability in EU/EEA banks in a context of increased geopolitical uncertainty and operational threats
The European Banking Authority (EBA) today released its Autumn 2025 risk assessment Report (RAR), confirming that EU/EEA banks remain strong in capital, liquidity, profitability and asset quality. However, the EBA calls for continued vigilance as geopolitical uncertainty, market volatility and increasing operational risks persist. The Report is published alongside the 2025 EU-wide transparency exercise, providing detailed and comparable data for 119 banks across 25 countries of the European Union (EU) and the European Economic Area (EEA), and is supplemented by the Autumn 2025 Risk Assessment Questionnaire (RAQ).
Statistical_annex_Autumn2025RAQ
RAR Autumn 2025 presentation
EBA Autumn 2025 Risk Assessment Report – presents key findings on EU/EEA banks' strong capital and profitability amid geopolitical uncertainty, operational risks, liquidity challenges, and asset quality trends, with insights on DORA, sovereign exposures, and macroeconomic volatility.
Public Hearing_CP on draft revised SREP GL
European Banking Authority public hearing on draft revised Guidelines for Supervisory Review and Evaluation Process (SREP) and supervisory stress testing, covering key changes, regulatory updates, and next steps for consultation ending December 2025.
Risk Assessment Report Autumn 2025
European Banking Authority (EBA) Autumn 2025 Risk Assessment Report – analyses key risks and vulnerabilities in the EU/EEA banking sector, covering macroeconomic trends, asset quality, liquidity, capital, profitability, operational resilience, geopolitical threats, and retail risks with mitigation measures.
Public hearing on revised Guidelines for common procedures and methodologies for the supervisory review and evaluation process (SREP) and supervisory stress testing
The EBA consults on amendments to technical standards on prudential requirements for central securities depositories
The European Banking Authority (EBA) today launched a public consultation on draft amendments to the Regulatory Technical Standards (RTS) on certain prudential requirements for central securities depositories (CSDs) and designated credit institutions offering ‘banking-type ancillary services’. The proposed amendments reflect changes introduced by the Central Securities Depositories Regulation (CSDR) Refit, notably allowing banking CSDs to provide banking-type ancillary services to other CSDs. This consultation runs until 3 March 2026. A public hearing will be held on 12 January.
Public hearing on Guidelines on supervisory independence of competent authorities
k. ITS on on reporting of data on charges for credit transfers and payments accounts, and shares of rejected transactions
Dec2025 QIS Exercise Mandatory list of banks - TIMESERIES
efif_meeting_September_2025_minutes
Minutes of the 24th EFIF conference call (September 2025) covering updates on innovation facilitators, EU Digital Finance Platform’s Synthetic Data Hub, HKMA sandbox initiatives, BigTech regulatory challenges, EFIF strategy review, and NVIDIA’s AI platform applications in financial services.
RAQ Booklet graphs Autumn 2025
EBA Risk Assessment Questionnaire (RAQ) Autumn 2025 – presents aggregated survey results from 85 EU banks on business models, funding, asset quality, operational risks, FinTech, and ESG finance trends.
Consultation paper on amendments to the RTS on certain prudential requirements for CSDs
EBA consults on proposed amendments to Regulatory Technical Standards (RTS) under EU Regulation 909/2014, updating prudential requirements for central securities depositories (CSDs) offering banking-type services, addressing emerging risks and regulatory changes by March 2026.
2025 11 30 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s November 2025 public meeting register detailing engagements with financial institutions and stakeholders on payments regulation (PSD/PSR, AML/CFT), credit union trends, banking resilience, and internal model rules.
Consultation on Regulatory Technical Standards on prudential requirements for central securities depositories (CSDs)
cv_catherine_terrier.pdf
Curriculum Vitae of Catherine Terrier, Alternate Member of the EBA Board of Supervisors representing the National Bank of Belgium, detailing her role in prudential policy, AML/CFT regulation, and banking supervision at EU and Belgian levels.
cv_gregory_nguyen.pdf
Curriculum Vitae of Gregory Nguyen, voting member of the EBA Board of Supervisors and Head of Financial Stability and Prudential Policy at the National Bank of Belgium, detailing his expertise in banking resolution, EU policy negotiations, and leadership roles in crisis management and regulatory frameworks.