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Deep dive on selected liquidity related considerations
Operational risks and resilience
Profitability
Capital and risk-weighted assets
Liabilities: funding and liquidity
Asset side
Macroeconomic environment and market sentiment
Introduction
Executive summary
Risk Assessment Report - June 2025
Report on the standardised terminology for services related to payment accounts
European Banking Authority (EBA) report reviewing the standardised terminology for payment account services under the Payment Accounts Directive (PAD). Assesses EU legislation, national authorities' and stakeholders' views, and concludes the current Regulatory Technical Standards (RTS) remain fit-for-purpose, with potential future updates for instant credit transfers.
2025 06 15 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s June 2025 public meeting register detailing engagements with financial institutions, regulators, and stakeholders on EU banking regulation, Basel reforms, geopolitical risks, digitalization, stress tests, and payments sector developments (PSD/PSR, AML/CFT).
2025 06 15 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s June 2025 public meeting register detailing engagements with financial institutions, regulators, and stakeholders on EU banking regulation, Basel reforms, geopolitical risks, digitalization, stress tests, and payments sector developments (PSD/PSR, AML/CFT).
2025 05 30 PMR -2025 Francois-Louis Michaud
European Banking Authority (EBA) public meeting register for May 2025 listing engagements of Executive Director François-Louis Michaud – discloses no meetings held between 16-31 May under transparency requirements.
2025 05 15 PMR -2025 Francois-Louis Michaud
EBA Executive Director François-Louis Michaud’s May 2025 meeting register detailing discussions with banks, academics, and industry groups on macroeconomic conditions, banking sector trends, and regulatory efficiency under EU frameworks.
2025 06 15 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s June 2025 public meeting register detailing engagements with financial institutions, regulators, and stakeholders on EU banking regulation, Basel reforms, stress tests, digitalisation, geopolitical risks, and payments sector developments (PSD/PSR, AML/CFT).
2025 06 15 PMR -2025 Francois-Louis Michaud
EBA Executive Director François-Louis Michaud’s June 2025 public meeting register detailing discussions with payment institutions and banks on PSD/PSR, AML/CFT, technology, and stress test disclosure under EU regulatory frameworks.
The EBA reviews standardised terminology in relation to payment accounts and concludes it remains fit-for-purpose
The European Banking Authority (EBA) today published a report, in which it reviewed the standardised terms for the most common services related to payment accounts, as mandated by the Payment Accounts Directive (PAD). These standardised terms, which the EBA had issued in 2018, aim at making it easier for consumers to make informed choices by being able to compare payment accounts fees and offers, including on a cross-border basis. The review finds that the standardised terms remain fit-for-purpose across the European Union.
Consultation paper on draft RTS on qualifying holdings
EBA consults on draft Regulatory Technical Standards outlining required information for notifying proposed acquisitions of qualifying holdings under Directive 2013/36/EU (CRD IV), aiming to standardize disclosure for competent authorities.