EU-wide stress testing 2014 Archive

Practical information on the publication of the 2014 EU-wide stress test results

What the EBA will publish

The EBA will publish the results of the 2014 EU-wide stress test, which covers a sample of 123 EU banks (Euro and non-Euro zone). The disclosure will cover up to 12,000 data points per bank across the entire EU which includes: banks' composition of capital, risk weighted assets (RWAs), profit and loss (P&L), exposures to sovereigns, credit risk and securitisation. The EBA will also disclose a fully loaded Capital Requirements Regulation (CRR)/ Capital Requirements Directive (CRD) IV Common Equity Tier 1 (CET1) capital ratio for each bank for information purposes.

In order to help understand these data sets, the EBA will make available on its website: an aggregate summary report; an interactive map tool summarising the main results and drivers for the results, by country and by bank; bank-by-bank results (reported in the EBA disclosure templates); a set of interactive Excel-tools that provide users with main aggregate and bank-by-bank results and underlying figures; and a downloadable database and data model, including all bank-level information provided in the EBA disclosure templates.

The results will be published in the EBA disclosure templates, blank versions of which are now available on the EBA website.

What the European Central Bank (ECB) and National Supervisory Authorities will publish

National competent authorities, including the ECB, will publish the results for their own geographical areas of competence in the same format as the EBA, please refer directly to the competent authority of your interest for detailed information on what they will publish and when.

Media information point on the stress test results

Please note that this section is exclusively for the information of media representatives. If you are not a media representative, please read the next section at the bottom of this page.

Press activities on the day

The EBA is not organising a press conference, but a locked-in briefing under embargo. An invitation was sent out to alert media of this, if you have not received it and are interested to attend, please contact us on press@eba.europa.eu. Please note that available places are limited.

Media enquires

Media enquiries can be addressed to press email or over the phone. As we deal with enquires from 28 EU Member States, priority is given to media enquiries from the European Union, followed by the European Economic Area and then to enquiries from non-EU countries.

Please note that we have already started allocating interview slots.

Please also note that we will not be able to arrange TV interviews.

What questions the EBA can answer

Please note that the EBA is responsible for defining the methodology of the stress test and then for disclosing the results of all EU banks.

As a consequence, media representatives are advised to note that:

  • Enquiries related to scenarios should be checked with the ESRB.
  • The EBA will not comment on the results of single institutions or single countries.
  • Enquiries related to measures to be undertaken following the stress test results, should be checked with national supervisors (and ECB for euro area).

Contact point for non-media enquiries on the stress test results

If you are not a representative of the media, please use exclusively our info@eba.euopa.eu email address, your enquiry will be dealt compatibly with workload.

We appreciate your help in contacting us only for urgent or important questions that cannot be answered through our website or by the National competent authority in your geographical area.

To this regard, please note that all available information is already disclosed on the EBA website, so we suggest that you take some time to find it. Information or files format that are not available on the EBA website, are not publicly available.

All you need to know about the 2014 EU-wide stress test

In this multimedia section you will find links to infographics and a video that will help you understand the 2014 EU-wide stress test.

Infographics

The EBA's role in the EU-wide stress test

A brief overview of what the stress test is, why do we need this exercise and who is involved.

Timeline of the EU-wide stress test

An overview of key dates and events, including EBA's contribution to the EU-wide stress test and important regulatory milestones.

How to read the stress test results

How to find and read key figures from the 2014 EU-Wide stress test.

What stress tests do?

The EU-wide stress test measures the resilience of EU banks to adverse economic developments, but does not replace ongoing supervision. Banks' capital positions are assessed under both the baseline and adverse scenario, which do not capture all possible events but give an insight into potential vulnerabilities.

Video

Piers Haben, Director of the EBA Oversight, explains all you need to know about the 2014 EU-wide stress test.

2014 EU-wide stress test results

The European Banking Authority (EBA) published today the results of the 2014 EU-wide stress test of 123 banks.

 

The aim of the 2014 EU-wide stress test is to assess the resilience of EU banks to adverse economic developments, so as to understand remaining vulnerabilities, complete the repair of the EU banking sector and increase confidence.

The EU-wide stress test is coordinated by the EBA and carried out in cooperation with the European Central Bank (ECB), the European Systemic Risk Board (ESRB), the European Commission (EC) and the Competent Authorities (CAs) from all relevant national jurisdictions.

Banks individual results

BankLEI code
Dexia NVD3K6HXMBBB6SK9OXH394
Belfius Banque SAA5GWLFH3KM7YV2SFQL84
KBC Group NV6B2PBRV1FCJDMR45RZ53
AXA Bank Europe SALSGM84136ACA92XCN876
Investar (Holding of Argenta Bank- en Verzekeringsgroep)A6NZLYKYN1UV7VVGFX65
BankLEI code
Hellenic Bank Public Company LtdCXUHEGU3MADZ2CEV7C11
Co-operative Central Bank Ltd5493007F6CE5P22TJ731
Bank of Cyprus Public Company LtdPQ0RAP85KK9Z75ONZW93
BankLEI code
Danske BankMAES062Z21O4RZ2U7M96
Jyske Bank3M5E1GQGKL17HI6CPN30
SydbankGP5DT10VX1QRQUKVBK64
Nykredit52965FONQ5NZKP0WZL45
BankLEI code
OP-POHJOLA GROUP549300NQ588N7RWKBP98
BankLEI code
Banque PSA Finance9695004ON2K947Z21B87
BPI France (Banque Publique d'Investissement)969500STN7T9MRUMJ267
C.R.H. - Caisse de Refinancement de l'Habitat969500TVVZM86W7W5I94
Groupe Crédit Mutuel969500R332FU13LE1433
La Banque Postale96950066U5XAAIRCPA78
RCI Banque96950001WI712W7PQG45
Société de Financement Local549300HFEHJOXGE4ZE63
BNP ParibasR0MUWSFPU8MPRO8K5P83
Groupe Crédit Agricole969500TJ5KRTCJQWXH05
Groupe BPCE9695005MSX1OYEMGDF46
Société GénéraleO2RNE8IBXP4R0TD8PU41
BankLEI code
Aareal Bank AGEZKODONU5TYHW4PP1R34
Deutsche Apotheker- und Ärztebank eG5299007S3UH5RKUYDA52
HASPA Finanzholding529900JZTYE3W7WQH904
IKB Deutsche Industriebank AGPWEFG14QWWESISQ84C69
KfW IPEX-Bank GmbH529900Q1M1F4M8KMTM64
Landeskreditbank Baden-Württemberg-Förderbank0SK1ILSPWNVBNQWU0W18
Landwirtschaftliche Rentenbank529900Z3J0N6S0F7CT25
Münchener Hypothekenbank eG529900GM944JT8YIRL63
NRW.Bank52990002O5KK6XOGJ020
Volkswagen Financial Services AG529900USFSZYPS075O24
Wüstenrot Bausparkasse AG529900S1KHKOEQL5CK20
Wüstenrot Bank AG PfandbriefbankQS0KV71ZZFYPT6POX557
Deutsche Bank AG7LTWFZYICNSX8D621K86
Commerzbank AG851WYGNLUQLFZBSYGB56
Landesbank Baden-WürttembergB81CK4ESI35472RHJ606
DZ Bank AG Deutsche Zentral-Genossenschaftsbank529900HNOAA1KXQJUQ27
Bayerische LandesbankVDYMYTQGZZ6DU0912C88
Norddeutsche Landesbank-GirozentraleDSNHHQ2B9X5N6OUJ1236
Hypo Real Estate Holding AG52990082YOVOZIC8QX60
HSH Nordbank AGTUKDD90GPC79G1KOE162
Landesbank Hessen-Thüringen GirozentraleDIZES5CFO5K3I5R58746
Landesbank Berlin Holding AGGTQYZJON3I7SXRNJTT73
DekaBank Deutsche Girozentrale0W2PZJM8XOY22M4GG883
WGZ Bank AG Westdeutsche Genossenschafts-ZentralbankEFHQAFG69S4HKHLIZA14
BankLEI code
Eurobank ErgasiasJEUVK5RWVJEN8W0C9M24
National Bank of Greece5UMCZOEYKCVFAW8ZLO05
Alpha Bank5299009N55YRQC69CN08
Piraeus BankM6AD1Y1KW32H8THQ6F76
BankLEI code
OTP Bank Ltd529900W3MOO00A18X956
BankLEI code
Allied Irish Banks plc3U8WV1YX2VMUHH7Z1Q21
The Governor and Company of the Bank of IrelandQ2GQA2KF6XJ24W42G291
Permanent tsb plc.635400DTNHVYGZODKQ93
BankLEI code
ABLV Bank549300IHIJ7SCANBWN17
BankLEI code
Bank of Valletta plc529900RWC8ZYB066JF16
BankLEI code
Bank Nederlandse Gemeenten N.V.529900GGYMNGRQTDOO93
Nederlandse Waterschapsbank N.V.JLP5FSPH9WPSHY3NIM24
ING Bank N.V.3TK20IVIUJ8J3ZU0QE75
Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A.DG3RU1DBUFHT4ZF9WN62
ABN AMRO Bank N.V.BFXS5XCH7N0Y05NIXW11
SNS Bank N.V.724500A1FNICHSDF2I11
BankLEI code
DNB Bank Group549300GKFG0RYRRQ1414
BankLEI code
ALIOR BANK SA259400QHDOZWMJ103294
BANK BPH SAH8MIG1MMPR6JXUQVBM04
BANK HANDLOWY W WARSZAWIE SAXLEZHWWOI4HFQDGL4793
BANK OCHRONY SRODOWISKA SAMKP1B7E76TN04CD85Z79
GETIN NOBLE BANK SA2594000SEGUR418W2G08
POWSZECHNA KASA OSZCZEDNOSCI BANK POLSKI S.A. (PKO BANK POLSKI)P4GTT6GF1W40CVIMFR43
BankLEI code
Caixa Geral de DepósitosTO822O0VT80V06K0FH57
Banco Comercial PortuguêsJU1U6S0DG9YLT7N8ZV32
Banco BPI3DM5DPGI3W6OU6GJ4N92
BankLEI code
Banco Financiero y de Ahorros549300GT0XFTFHGOIS94
Cajas Rurales Unidas635400CE9HHFB55PEY43
Catalunya Banc549300I84DXMIK4UUL30
Caja de Ahorros y M.P. de Zaragoza549300OLBL49CW8CT155
Kutxabank549300U4LIZV0REEQQ46
Liberbank635400XT3V7WHLSFYY25
NCG Banco54930056IRBXK0Q1FP96
MPCA Ronda5493007SJLLCTM6J6M37
Banco Santander5493006QMFDDMYWIAM13
Banco Bilbao Vizcaya ArgentariaK8MS7FD7N5Z2WQ51AZ71
Caja de Ahorros y Pensiones de Barcelona7CUNS533WID6K7DGFI87
Banco Popular Español80H66LPTVDLM0P28XF25
Banco de SabadellSI5RG2M0WQQLZCXKRM20
Banco Mare Nostrum549300PY124PITBSWN73
BankinterVWMYAEQSTOPNV0SUGU82
BankLEI code
Nordea Bank AB (publ)6SCPQ280AIY8EP3XFW53
Skandinaviska Enskilda Banken AB (publ) (SEB)F3JS33DEI6XQ4ZBPTN86
Svenska Handelsbanken AB (publ)NHBDILHZTYCNBV5UYZ31
Swedbank AB (publ)M312WZV08Y7LYUC71685
BankLEI code
Royal Bank of Scotland Group plc2138005O9XJIJN4JPN90
HSBC Holdings plcMLU0ZO3ML4LN2LL2TL39
Barclays plcG5GSEF7VJP5I7OUK5573
Lloyds Banking Group plc549300PPXHEU2JF0AM85