EBA guidelines providing detailed instructions for credit institutions on reporting funding plans, including balance sheet structure, liquidity indicators, funding dependencies, pricing, foreign currency assets, and profit-and-loss projections under ESRB/2012/2 Recommendation A4.
EBA guidelines providing detailed instructions for credit institutions on reporting funding plans, including balance sheet overview, liquidity indicators, funding sources, valuation, and profit/loss statements under ESRB/2012/2 Recommendation A4.
European Banking Authority guidelines providing standardized instructions for credit institutions to report funding plans, including balance sheet projections, liquidity ratios, funding dependencies, profitability, and restructuring plans under ESRB Recommendation A4.
European Banking Authority guidelines providing detailed instructions for credit institutions on reporting funding plans, including balance sheet overview, liquidity ratios, funding dependencies, pricing, foreign currency assets, and planned emissions under ESRB Recommendation A4.
Following its call on 12 March 2020 to Competent Authorities to make use of the full flexibility provided for in the existing regulation, the European Banking Authority (EBA) issued today a second statement to explain a number of additional interpretative aspects on the functioning of the prudential framework in relation to the classification of loans in default, the identification of forborne exposures, and their accounting treatment. These clarifications will help ensure consistency and comparability in risk metrics across the whole EU banking sector, which are crucial to monitor the effects of the current crisis. The EBA also reminds financial institutions of their consumer protection obligations, temporarily lifts some reporting obligations for payment service providers (PSPs), and calls on PSPs to raise their contactless payment thresholds to the legal limit.
Summary table of the initiatives 2019-2020
EBA repository - National Supervisory Authorities FE initiatives 2019-2020
EBA 2019/20 report on Austria's 'A-Z of Finance' initiative – an online financial literacy program covering mortgages, loans, payments, fraud, and complaints to help consumers manage personal finances in simple language.
Czech National Bank (CNB) financial education initiatives in 2019/20 – improving financial literacy through partnerships, exhibitions, and a mobile app covering banknote security, monetary history, and economic competitions for students and teachers.
EBA 2019/20 report on Germany’s financial education initiatives by BaFin – covering online tools, brochures, and seminars to improve consumer knowledge on banking, insurance, and investment products for general and vulnerable groups.
European Banking Authority repository on Denmark’s financial education initiatives – covers social media and podcast campaigns by Finanstilsynet to improve financial literacy among consumers and young adults, focusing on savings, loans, and budgeting (2019/20).
EBA repository on Estonia’s financial education initiatives by Eesti Pank and Finantsinspektsioon (2019/20) – covering financial literacy, crypto-assets, AML, lending, and payment services through workshops, lectures, and family events for all age groups.
EBA repository on Spain’s financial education initiatives by Banco de España and CNMV – covering school programmes, annual competitions, and online tools for personal finance management, budgeting, and savings targeting students and consumers.
EBA repository on Finland’s financial education initiatives (2019/20) – covers FIN-FSA’s financial literacy website, consumer helpline, and Bank of Finland Museum lectures on banking products, digital finance (PSD2, crypto assets), and regulatory practices for consumers.
Banque de France's 2017-ongoing financial education initiative – promotes financial literacy and personal finance management in France through websites, seminars, and media, targeting consumers, students, and small businesses under the national financial literacy strategy.
Bank of Greece initiatives in the EBA Financial Education Repository 2019/20 – ongoing expositions and student visits promoting financial education on e-payments, payment services, and banking products through interactive activities and university collaborations.
EBA 2019/20 report on Croatia’s financial education initiatives by the Croatian National Bank and stakeholders – covering workshops, consumer websites, and a memorandum to boost financial literacy in schools and for the public.
European Banking Authority report on Hungary’s Financial Navigator initiatives by the Central Bank – enhancing financial literacy on mortgages, loans, payments, and savings through advisory offices, educational materials, and digital tools since 2013.