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DPN 2025 Policy Research Workshop
EBA 2025 Policy Research Workshop – data protection notice outlining personal data processing for event registration, participation, and recordings under EUDPR, including rights, retention, and WebEx usage for the hybrid workshop on 18-19 November 2025.
José Manuel Campa interview with Central Banking: EBA’s Campa on simplifying EU regulations and supervising stablecoins
Joint Committee Annual Work Programme 2026
European Supervisory Authorities (EBA, EIOPA, ESMA) outline the 2026 Joint Committee work programme focusing on digital operational resilience under DORA, consumer protection, financial innovation, PRIIPs regulation, and cross-sectoral supervisory convergence to enhance EU financial stability and regulatory consistency.
EBA BSG 2025 030 rev. 1 (Minutes - 2 July 2025)
EBA Banking Stakeholder Group (BSG) minutes from July 2025 outlining discussions on regulatory updates, including guidelines on default definitions, ESG risk disclosures, AML/CFT standards, FIDA, and EBA’s latest reports on remuneration, liquidity, and crypto asset authorizations.
2025 Joint ESA stocktaking of BigTechs’ direct financial services activities in the EU
European Supervisory Authorities (ESAs) 2025 report analyzing BigTechs' direct financial services in the EU, including payment services, e-money issuance, and insurance intermediation by 11 of 13 major tech groups, assessing licensing, PSD2 exclusions, and cross-border supervisory coordination under DORA and DMA frameworks.
ESAs’ Joint Committee publishes Work Programme for 2026
The Joint Committee of the European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today presented its 2026 Work Programme, outlining key areas of collaboration for the coming year. The upcoming Programme aims to strengthen the financial system’s digital operational resilience, ensure the continued protection of consumers, and identify risks that could undermine financial stability.
The EBA publishes its 2024 Report on supervisory convergence
The European Banking Authority (the EBA) today published its annual Report on convergence of supervisory practices for 2024 across the European Union (EU). The Report details the EBA’s extensive efforts to strengthen the alignment of supervisory approaches across Member States and across all dimensions of its activities: prudential, resolution, consumer protection, digital finance and, until the end of 2025, anti-money laundering/countering the financing of terrorism (AML/CFT). This is also a first step in implementing the recommendations set out in the EBA’s Report on the efficiency of the regulatory and supervisory framework. Going forward, the EBA will further deepen its focus on supervisory outcomes to ensure consistent and robust supervision across the EU.
MICA042 - Offerors and CASPs’ responsibilities with regards to white papers for Title II tokens admitted to trading prior to 30 December 2024
Question ID
MICA042
Receiving ESA
ESMA
Final publishing date
Question
What are the respective responsibilities of offerors, persons seeking admission to trading, operators of trading platforms and other CASPs mentioned in Article 66(3) of MiCA with regard to white papers for crypto-assets other than ARTs and EMTs that were admitted to trading prior to 30 December 2024?
Topic
Subject matter
Offerors and CASPs’ responsibilities with regards to white papers for Title II tokens admitted to trading prior to 30 December 2024
The EBA and ESMA recommend targeted revisions to the investment firms’ prudential framework
The European Banking Authority (EBA) and the European Securities and Markets Authority (ESMA) have issued their technical advice in response the European Commission's Call for Advice (CfA) on the Investment Firms Regulation (IFR) and Investment Firms Directive (IFD). They propose limiting significant changes to the framework, which has proven to be fit-for-purpose, as confirmed by stakeholder feedback during the joint consultation.
MICA041 - How to distinguish between different execution services
Question ID
MICA041
Receiving ESA
ESMA
Final publishing date
Question
How should the crypto-asset services of ‘exchange of crypto assets for funds’ or ‘exchange of crypto assets for other crypto assets’ (Article 3(1)(16c and d respectively) of MiCA), ‘execution of orders for crypto-assets on behalf of clients’ (Article 3(1)(16e), and ‘reception and transmission of orders for crypto-assets on behalf of clients’ (Article 3(1)(16g)) be distinguished from one another?
Topic
Subject matter
How to distinguish between different execution services
Banking Stakeholder Group
Joint Board of Supervisors and Banking Stakeholder Group meeting
ROPAp - DORA Oversight
European Banking Authority (EBA) record of personal data processing activities under DORA oversight – details joint controllership with ESMA and EIOPA, processors, and data protection measures for supervising critical ICT third-party providers under EU Regulation 2018/1725.
Report on the Call for Advice on the investment firms prudential framework
EBA and ESMA provide technical advice on the EU investment firms prudential framework, assessing categorisation, K-factors, liquidity requirements, remuneration rules, and interactions with MiCA and other regulations under IFR/IFD.
2025 10 15 Letter to Mr Berrigan re the Final report on the CfA on the investment firms prudential framework
EBA and ESMA submit final report on the Call for Advice reviewing the prudential framework for investment firms (IFR/IFD), including recommendations to refine the regime, improve integration with CRR/CRD, MiCAR, AIFMD, and UCITS, and address regulatory gaps.
Report on Supervisory Convergence 2024
EBA 2024 report on supervisory convergence assessing prudential supervision, resolution planning, MREL compliance, digital finance under MiCA, AML/CFT frameworks, and cross-cutting activities including peer reviews and Q&As to strengthen EU banking supervision.
BSG response to consultation on draft amending Guidelines on the application of the definition of default
Banking Stakeholder Group response to EBA consultation on amending Guidelines on the definition of default under CRR (EU) No 575/2013, addressing quantitative default triggers, forbearance measures, and risk-sensitive classification while balancing financial stability and debt restructuring under Article 178.
Report on white labelling
European Banking Authority (EBA) report analysing the white labelling landscape in the EU, assessing opportunities, risks, and challenges for financial institutions, including AML/CFT considerations and third-party dependencies – October 2025.
White labelling of financial services and products in the EU (factsheet)
EBA factsheet summarizing findings on white labelling in EU financial services, covering its growth, key products (payments, BNPL, crypto-assets), benefits (lower fees, inclusion), risks (transparency, fraud), and supervisory actions to enhance consumer protection and disclosure by 2026.