EBA final guidelines under MiCAR outline requirements for redemption plans by issuers of asset-referenced tokens (ARTs) and e-money tokens (EMTs), specifying plan content, review periodicity, triggers, and proportionality principles to ensure orderly token redemption.
EBA 2024 Policy Research Workshop data protection notice outlining personal data processing for event registration, participation, and recordings under EUDPR, including rights, retention, and WebEx usage for the hybrid workshop on 6-7 November 2024.
Biographies of speakers at an EBA event, including regulators and industry experts discussing topics such as artificial intelligence in finance, consumer protection, and digital transformation in banking.
EBA invites financial sector trade associations to join an October 2024 roundtable on key aspects of the new EU AML/CFT regime, including risk assessment methodology, direct supervision criteria, customer due diligence, and sanctions, ahead of 2025 consultations.
EBA roundtable agenda on 24 October 2024 discussing anti-money laundering (AML) and countering financing of terrorism (CFT) risk assessments, customer due diligence (CDD), enforcement, and sector-specific challenges for credit institutions, payment providers, crypto-asset services, and investment firms.
The Joint Committee of the European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) published today its Work Programme for 2025, placing particular emphasis on ongoing collaboration to tackle cross-sectoral risks, promoting sustainability in the EU financial system and strengthening financial entities’ digital resilience.
European Banking Authority report presenting results of the Basel III monitoring exercise as of December 2023, analysing the impact of final Basel III reforms on EU banks' capital ratios, credit risk, operational risk, output floor, and leverage requirements under EU-specific and baseline scenarios.
EBA keynote speech at Madrid’s XV Financial Forum discusses strengthening EU banking supervision to ensure resilience, competitiveness, and financial stability amid digitalisation and investment challenges, highlighting post-crisis regulatory reforms and capital adequacy.
European Supervisory Authorities' Joint Committee 2025 work programme – outlines priorities including DORA implementation, sustainable finance (SFDR), digital operational resilience, financial conglomerates oversight, and cross-sectoral risk monitoring amid macro-financial challenges.
The European Banking Authority (EBA) today published its third mandatory Basel III monitoring Report which assesses the impact that the EU implementation of the Basel III framework will have on EU banks at the full implementation date, i.e. 2033. The additional impact considers the application of all EU requirements, as reflected in the Capital Requirements Regulation (CRR3), i.e. Pillar 2 requirements, and all EU specific capital buffers. In terms of minimum required capital, the impact has further decreased in relation to the previous reference date of December 2022. The impact is minimal in terms of estimated Tier 1 capital shortfall, while the total capital shortfall is estimated at EUR 5.1 billion.
EBA report under Article 506 of CRR3 analysing credit insurance as credit risk mitigation, covering eligibility of insurers, risk weight floors, LGD calibration under F-IRB, and regulatory treatment of unfunded credit protection in the Basel III framework.
The European Banking Authority (EBA) published today a Report on eligibility and use of credit insurance, in response to the European Commission’ request under the Capital Requirements Regulation (CRR3). In this Report, the EBA calls for an alignment of EU rules with the present Basel framework.
European Banking Authority (EBA) 2025 work programme outlines strategic priorities for 2025-2027, focusing on implementing the EU banking package, enhancing financial stability, data infrastructure, DORA and MiCAR oversight, and AML/CFT framework transition.