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Profile of Anna-Delia Papenberg, Nordic Financial Unions’ EU Coordinator, specializing in digital finance and EU financial market legislation, advocating for 150,000 employees across seven Nordic unions.

Profile of Alin Iacob, Chairman of the Association of Romanian Financial Services Users (AURSF) and member of EBA Banking Stakeholder Group, European Commission’s FSUG, and Better Finance, focusing on consumer protection, financial services regulation, and dispute resolution in insurance, capital markets, and payments.

Profile of Vinay Pranjivan, an economist and consultant specializing in financial services, consumer protection, financial literacy, and inclusion, with expertise from roles at the European Banking Authority (EBA) and advisory work for DECO and EU Commission expert groups.

Exploration of AML/CFT frameworks' impact on nonprofit organizations (NPOs), focusing on bank de-risking challenges, FATF standards, and multi-stakeholder solutions like the Dutch Roundtable on Financial Access for NPOs and risk-based Baselines for banks.

Profile of Sandra Burggraf, FIA EPTA’s Prudential and Risk lead, appointed to the EBA Banking Stakeholder Group to contribute expertise in prudential regulation, risk frameworks (IFR/D, SREP, DORA), and market liquidity policy development.

Profile of Riina Salpakari, Head of Public Affairs for Finland and Capital at Nordea Group, covering her expertise in capital requirements, macroprudential frameworks, credit risk, recovery and resolution, ESG factors, and EU banking regulation, including her role in industry advocacy and regulatory implementation.

Profile of Anna-Patricia Bogard, Head of Public Affairs at Crédit Agricole CIB, highlighting her expertise in implementing prudential regulations, internal risk models, ICAAP/ILAAP, and ESG risk integration within major European banking frameworks.

Profile of Patricia Suárez Ramírez, founder of ASUFIN, focusing on her role as consumer representative in EBA’s Banking Stakeholders Group and EC’s FSUG, advocating for financial user rights, transparency, and education in Spain and Europe.

Profile of Paolo Giuseppe Grignaschi, EBA Banking Stakeholder Group member representing financial institution employees, focusing on regulatory framework impact, banking stability, financial literacy, and social issues in the Italian and Euro Area banking sectors.

Profile of Marieke van Berkel, Senior Director at the European Association of Co-operative Banks (EACB), covering her expertise in retail banking, digitalisation, payments, financial markets, and EU regulatory frameworks including AML, DORA, AI Act, PSD2, and MiFID.

Profile of Maria Angiulli, Head of Regulatory Analysis at the Italian Banking Association (ABI), covering her role in banking prudential regulation, supervisory frameworks, and economic impact assessments of financial policies.

Profile of Lyubomir Karimansky – highlights his expertise in European banking regulation, digital transformation, risk management, and regulatory compliance, focusing on cross-border market integration, user protection, and interoperability under the 'same activities, same risks, same rules' principle.

Profile of Professor Laura Nieri, expert in banking, finance, and risk management, focusing on credit risk, regulation, Fintech, and sustainability. Highlights her academic research, leadership roles, and contributions to financial stability and financial literacy initiatives.

Profile of Laura Grassi, EBA Banking Stakeholder Group member, focusing on digital innovation in finance, Fintech, Insurtech, and corporate governance, with expertise in applied research and collaboration with financial institutions and EU projects like Horizon Europe’s PIISA.

Profile of Kęstutis Kupšys, Executive Director of Lithuanian consumer advocacy group 'For Honesty in Banking,' focusing on financial consumer rights, over-indebtedness, green finance, and EU financial market policies including NPLs, retail payments, and retail investment strategies.

Profile of Joshua Kaplan, Wilson Sonsini corporate partner specializing in fintech and financial services regulation, including licensing, AML compliance, capital requirements, and payment systems under EBA and Federal Reserve frameworks.

Profile of Jekaterina Govina – Lithuanian legal and financial expert specializing in fintech, AML compliance, and regulatory innovation, with roles at AMLYZE, Response Legal, and the Bank of Lithuania, focusing on EU financial sector supervision and education.

EBA Banking Stakeholder Group member Henrik Ramlau-Hansen outlines his expertise and career in European banking, including roles as Danske Bank CFO, Danish FSA Chairman, and academic, focusing on capital requirements, liquidity rules, and financial supervision.

Profile of Guillermo De La Fuente – a senior finance and treasury expert with 35 years of experience in banking, commodity trading, and multinational corporations, currently at SITA, covering risk management, payments, and board roles in treasury associations.

Profile of Gonzalo Gasós, Senior Director at the European Banking Federation (EBF), detailing his role in prudential policy, coordination with ECB’s Single Supervisory Mechanism (SSM) and Single Resolution Board (SRB), risk management expertise, and recent appointment to the EBA’s Banking Stakeholder Group in 2024.