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The Joint Committee of the European Supervisory Authorities (ESAs) is organising the second Joint ESAs Consumer Protection Day on 4 June 2014 in London. The event will bring together consumers, regulators and industry participants to discuss consumer protection-related issues in the financial services area in the European Union.

The EBA issues the 2013 edition of its Annual Report, taking stock of its first three years of activities and focusing on tasks and achievements for 2013. The past year has been characterised by difficult market conditions for the EU banking sector and by a complex process of institutional and regulatory repair. The Annual Report illustrates the progress achieved by the EBA towards a more stable banking and financial sector in the European Union.

This edition of the EBA Annual Report takes stock of the first three years of activity of the Authority which contributed to the repair of the EU banking system by promoting the cleaning of EU banks' balance sheets and strengthening their capital position. The EBA also brought forward its work on the development of a truly uniform set of regulatory standards that will lead to a genuine level playing field in the EU banking sector and a truly integrated single market.