EBA final draft Implementing Technical Standards (ITS) on uniform reporting templates for SEPA credit transfer charges, payment account fees, and rejected transaction shares under Regulation (EU) 260/2012, balancing data needs with industry burden while addressing implementation challenges for 2025.
EBA draft implementing technical standards outlining uniform reporting instructions for payment service providers under SEPA Regulation (EU) No 260/2012, covering credit transfers, charges, payment accounts, and rejected transactions in euro and national currencies.
EBA Chair José Manuel Campa’s 2025 keynote speech at the Afore FinTech Conference outlines the EBA’s integrated reporting system initiative with the ECB, focusing on Open Finance, data sharing, and regulatory efficiency to reduce costs and improve supervision in the banking sector.
EBA report on Q3 2024 stakeholder meetings covering ESG risks, data engineering, prudential regulation, greenwashing, transition plans, and capital requirements with banks, regulators, and industry groups.
EBA Q4 2024 stakeholder meetings summary covering capital requirements (CRR Articles 178, 157, 495c), ESG risks (nature-related disclosures, green loans), IT cloud migration, and prudential policy discussions with banks, regulators, and industry associations.
EBA Banking Stakeholder Group response to consultation on draft Regulatory Technical Standards amending criteria for appointing central contact points (CCPs) for electronic money issuers, payment service providers, and crypto asset service providers under 4MLD, addressing thresholds, risk-based approaches, and CCP functions.
The European Banking Authority (EBA) today published its final draft Implementing Technical Standards (ITS) on reporting of data on charges for credit transfers and payments accounts, and shares of rejected transactions. The ITS deliver on the mandate in the Instant Payment Regulation (IPR) amending the SEPA Regulation, and aim at standardising reporting from banks, payment institutions and e-money institutions (i.e. Payment Service Providers - PSPs) to their National Competent Authorities. The reported data will help to ensure consumers benefit from access to instant credit transfers, and that the latter are no longer more expensive than regular credit transfers. Following its public consultation, the EBA has postponed the first harmonised reporting from PSPs by 12 months, from April 2025 to April 2026.
EBA staff paper introducing an Economic Distress Index (EDI) using contingent claims analysis to monitor real-time financial stability risks in the euro area across all economic sectors, highlighting systemic risk contributions from banks and non-bank intermediaries since 1999.
European Banking Authority (EBA) Board of Supervisors conference call minutes from December 2024 – covering updates on MICAR-PSD2 interplay, crypto-asset supervision, DORA preparations, budget adjustments, peer review on tax integrity, and EU financial risks including geopolitical and cyber threats.
EBA summary of written procedures and voting results from October to December 2024, including approvals of technical standards for the European Single Access Point (ESAP), guidelines on restrictive measures, and joint guidelines for fitness and propriety assessments of key financial institution personnel.