EBA report analysing liquidity measures under Article 509(1) of the CRR, including LCR trends, components, business model impacts, currency mismatches, lending effects, and unwind mechanisms for EU banks in 2024.
The European Banking Authority (EBA) today published the findings from its fourth and final round of reviews of competent authorities’ approaches to tackling money laundering and terrorist financing (ML/TF) risks in the banking sector. With this round, the EBA has now assessed all competent authorities that are responsible for the AML/CFT supervision in thirty EU/EEA member states.
The European Banking Authority (EBA) today published a Report to facilitate awareness of tokenised deposits, as well as assess their potential benefits and challenges. The Report also aims to promote convergence in the classification of tokenised deposits in contrast with electronic money tokens (EMTs) issued by credit institutions under the Markets in Crypto-Assets Regulation (MiCAR).
European Banking Authority (EBA) December 2024 report analysing tokenised deposits – examines market cases, benefits like programmability and AML compliance, challenges including regulatory definitions and operational risks, and applicable frameworks under MiCAR.
European Banking Authority (EBA) data protection notice outlining the processing of personal data for organizing formal meetings, public registers, and transparency obligations under EUDPR and TFEU, including participant details, access rights, and retention periods.
EBA responds to European Commission on the interplay between MiCA and PSD2 regulations, assessing potential no-action letter options and aiming to publish findings by April 2025 in coordination with ESMA.
EBA Executive Director François-Louis Michaud’s public meetings in November 2024 covering liquidity regulation, banking sector priorities for the new legislative cycle, and debates on EU financial regulation’s impact on competitiveness and supervision.
EBA Executive Director François-Louis Michaud’s November 2024 meeting register – covers discussions on regulatory cooperation, geopolitical impacts on financial services, and ESG/climate risk integration in banking, including Pillar 3 disclosures.
EBA, EIOPA, and ESMA final guidelines under MiCAR establish templates for crypto-asset white paper explanations and legal opinions, plus a standardised test for classifying crypto-assets, defining compliance requirements for issuers and service providers in the EU.
European Commission requests EBA and ESMA to assess issuing a 'no action letter' to clarify the interplay between MiCA and PSD2 for crypto-asset service providers handling e-money tokens, aiming to reduce regulatory burden and prevent arbitrage until PSD3/PSR implementation.
The three European Supervisory Authorities (EBA, EIOPA and ESMA - the ESAs) today published joint Guidelines intended to facilitate consistency in the regulatory classification of crypto-assets under MiCAR. The Guidelines include a standardised test to promote a common approach to classification as well as templates market participants should use when communicating to supervisors the regulatory classification of a crypto-asset.
European Banking Authority consults on draft Regulatory Technical Standards amending Delegated Regulation (EU) 529/2014 to refine criteria for assessing materiality of changes to Internal Ratings Based (IRB) models under CRR, with stakeholder feedback due by March 2025.
Study by Deutsche Bundesbank researchers analysing how hedge funds' bargaining power influences bank risk management in secured lending, particularly repo haircuts, and the systemic risks arising from competitive pressures and insufficient collateral requirements under EU regulatory frameworks.
Deutsche Bundesbank research presentation analysing risks of bank lending to hedge funds, assessing systemic importance, competition effects on risk management, and lessons from the 1998 LTCM crisis – presented at the EBA Research Workshop 2024.
The European Banking Authority (EBA) today launched a public consultation on its draft Regulatory Technical Standards (RTS) clarifying and enhancing the conditions for assessing material model changes (MMC) and extensions following a review of the related Delegated Regulation. This review aimed to align the existing RTS with the amendments brought in by the Capital Requirements Regulation (CRR 3), and to introduce amendments to enhance the supervisory effectiveness of the approval process for model changes. The consultation runs until 10 March 2025.