Publications

EBA staff paper analyzing the rationale for Probability of Default (PD) floors under the Internal Ratings-Based (IRB) framework, focusing on Basel III reforms. Examines calibration methods, estimation errors in low-default portfolios, and regulatory impact on capital requirements for financial institutions and corporates.

EBA letter to the European Commission outlining the results of its AI Act mapping exercise for the banking and payments sector, identifying overlaps and synergies with existing EU financial regulations like CRR, CRD, DORA, and guidelines on creditworthiness assessment and AI governance.

European Banking Authority (EBA) Board of Supervisors meeting minutes from October 2025 covering regulatory efficiency, stablecoins under MiCA, risk assessments of EU banks, AMLA transition, and simplification of financial services regulation.

European Banking Authority (EBA) summary of voting results from September–October 2025 on final draft Regulatory Technical Standards (RTS) for CVA risk in securities financing transactions and opinions on liquidity requirements and highly liquid financial instruments under the Markets in Crypto-Assets Regulation (MiCA).

European Banking Authority (EBA) Chairperson Jose Manuel Campa’s November 2025 public meeting register – details stakeholder engagements on regulatory outlook, consumer protection, financial stability, and geopolitical impacts on banking and financial services policy.

European Banking Authority publishes the official list of critical ICT third-party service providers designated under the Digital Operational Resilience Act (DORA), including major cloud, data, and technology firms supporting financial institutions.

EBA Chair José Manuel Campa addresses the ECON hearing in November 2025, highlighting EU banking sector resilience with improved capital ratios, profitability, and liquidity, while outlining key risks like operational threats, NBFI interlinkages, and digital transformation. The speech also covers regulatory efficiency, MiCA implementation, AML/CFT transition, and challenges in deepening the Single Market.

European Banking Authority (EBA) public meeting register for October 16–31, 2025, listing engagements of Executive Director François-Louis Michaud – no meetings disclosed for this period under transparency requirements.

European Banking Authority (EBA) public meeting register for November 2025 listing Executive Director François-Louis Michaud’s engagements, including discussions on digital fraud and scams during the Joint ESAs Consumer Protection Day in Riga.

EBA Training Plan 2025 outlines scheduled workshops and courses for EU supervisors covering AML/CFT, MiCAR, DORA, ESG risks, crypto assets, IRRBB, FRTB, and supervisory reporting to enhance regulatory compliance and best practices.