Publications

EBA opinion on applying ESG risk disclosure provisions under CRR3, addressing implementation challenges due to pending Omnibus package reforms. Recommends temporary enforcement relief for large and newly in-scope institutions to avoid conflicting requirements and compliance burdens until updated ITS are finalised.

EBA draft regulatory technical standards on operational risk losses under CRR – establishing a risk taxonomy, defining 'unduly burdensome' conditions for annual loss calculations, and outlining adjustments to loss datasets following mergers or acquisitions for EU banks.

EBA 2025 EU-wide stress test results – assesses resilience of largest EU banks under a severe recession, geopolitical tensions, and trade policy shocks, showing strong capital levels and lending capacity despite EUR 547 bn in losses over three years.

EBA’s 2025 EU-wide stress test FAQs explain the exercise’s objectives, methodology, and key changes—including CRR3 integration, output floor, and sectoral credit risk breakdowns—to assess EU banks’ resilience under adverse scenarios, involving 64 banks and coordinated with ECB, ESRB, and national authorities.

EBA 2025 EU-wide stress test results – assesses bank resilience under adverse scenarios, covering capital depletion drivers, credit and market risks, and aggregate CET1 ratio impacts across EU banks under CRR3 rules.

EBA MREL Dashboard Q4 2024 – reports on minimum requirement for own funds and eligible liabilities (MREL) compliance, shortfalls, and resolution planning across EU banks, including external and internal MREL levels by institution type and member state.

EBA and ESAs compliance table showing EU national authorities' adherence to Joint Guidelines (JC/GL/2024/88) on information exchange for fitness and propriety assessments of qualifying holdings, directors, and key function holders in financial institutions, effective 2025.

EBA’s 2025 EU-wide stress test guide for data exploitation – explains how to access, import, and analyze bank-by-bank stress test datasets in CSV format, including metadata, data dictionaries, and PowerBI tools for transparency and credit risk assessment.