Publications

EBA 2020 Policy Research Workshop discussion paper analysing the impact of technology in banking on financial stability during crises, covering empirical models, regulatory data, and policy implications for digital lending resilience.

IMF presentation analysing the role of technology in banking stability during crises, focusing on IT adoption in US banks before the 2008 financial crisis, its impact on non-performing loans, mortgage delinquency, and lending resilience.

Speech by Basel Committee Secretary General Carolyn Rogers at the 2020 EBA Policy Research Workshop – explores the role of research in shaping Basel frameworks, lessons from past regulatory approaches, and key areas for academic input in evaluating post-crisis reforms and emerging risks.

EBA Policy Research Workshop discussion on how fintech platforms impact mortgage lending geography, bank competition, pricing, and automation, analysing bank responses to online borrower matching and local market concentration effects.

EBA 2020 workshop presentation by ACPR’s Laurent Clerc analysing neobanks’ profitability challenges, growth trends, and disruptive potential in the French banking sector under PSD1/PSD2 frameworks.

ESRB and academic study analysing how portfolio compression reduces notional amounts and network risks in over-the-counter derivatives markets, using credit-default-swap data to assess post-crisis regulatory impacts and central clearing mandates.

Report on the unwind mechanism of the LCR

EBA's response to the Call for Advice

Report on the benchmarking of national loan enforcement frameworks

Highlights of the event

EBA privacy notice for the subscription to newsletter and email alert services

Methodological note (PDF)

Template guidance (PDF)

Templates (Excel)

Minutes