Session 0 - KN speech - Carolyn.pdf

Speech by Basel Committee Secretary General Carolyn Rogers at the 2020 EBA Policy Research Workshop on the role of research in shaping Basel frameworks, including Basel III reforms, macroprudential policies, and lessons from internal models, while highlighting future research priorities for banking regulation.

3.1 Digital Currencies in Financial Networks ver 3.pdf

EBA analysis on digital currencies (CBDC and stablecoins) in financial networks – examines balance sheet impacts, funding risks, and network stability effects from deposit shifts, assessing systemic consequences for banks, households, and non-financial sectors under varying designs and timing.

4.1 Neobanks seeking profitability.pdf

EBA study analysing neobanks' profitability challenges, covering digitalisation, fintech innovation, and business models in the EU banking sector, with insights from ACPR's research on remote identity verification and digital platforms.