Publications

EBA 2020 industry survey on digital platforms used by credit institutions, payment and electronic money institutions, and lenders to market or conclude financial products – gathering insights on platform types, operations, data use, and challenges to inform FinTech regulatory work.

European Banking Authority (EBA) privacy notice detailing how personal data of contact persons from financial institutions and ICT providers is processed for its digital platforms industry survey under EUDPR, including data rights, retention, and legal basis.

EBA Chair José Manuel Campa’s 2020 ECON hearing statement – updates on EU banks’ COVID-19 resilience, Brexit preparedness, Single Rulebook progress, PSD2 implementation, and strengthened AML/CFT supervision under the ESAs’ Review.

EBA 2020 Research Workshop – explores impacts, risks, and opportunities of new technologies in banking, covering fintech, credit markets, risk estimation, digital payments, and systemic risks through expert presentations and discussions.

EU-wide list of national authorities responsible for AML/CFT supervision of financial institutions under Directive 2015/849, covering credit institutions, payment and e-money firms, investment firms, and other regulated entities across all member states.

EBA guidelines on estimating Loss Given Default (LGD) for economic downturns – compliance status of EU national authorities, including implementation timelines and supervisory approaches under CRR/CRD IV.

EBA and ESMA joint guidelines compliance table on prudential assessment of acquisitions and increases of qualifying holdings in the financial sector – reports national authorities' compliance status, implementation measures, and legislative adjustments across EU member states.

EBA guidelines on identifying high-risk exposures under CRR Article 128(3) – compliance status of EU national authorities as of 2025, detailing implementation approaches and regulatory alignment with capital requirements.

EBA guidelines amending fraud reporting requirements under PSD2 – details national compliance status of EU authorities, including implementation timelines, regulatory adjustments, and alignment with ECB payment statistics.

EBA guidelines updating recommendations on the equivalence of third-country confidentiality regimes – confirms compliance by EU national competent authorities, outlining supervisory practices and regulatory alignment under CRD and EBA/REC/2015/01.

EBA guidelines on calculating the weighted average maturity (WAM) of securitisation tranches under Regulation (EU) No 575/2013 – outlining compliance requirements for EU competent authorities and optional methodologies for credit institutions.

EBA guidelines on credit risk mitigation for banks using the IRB approach with own LGD estimates – compliance status of EU national authorities as of 2025, outlining adoption timelines and supervisory practices under CRR/CRD IV.

EBA guidelines (EBA/GL/2020/07) on COVID-19-related reporting and disclosure of exposures, including payment moratoria and public guarantees, with compliance confirmations from EU national authorities as of September 2020.

EBA guidelines updating COVID-19 payment moratoria rules for banks – reporting compliance by EU national authorities with amended loan repayment deferral requirements under EBA/GL/2020/02 and EBA/GL/2020/08.

EBA guidelines on structural FX treatment under CRR Article 352(2) – outlining compliance requirements for EU banks, with national authorities reporting adoption status by January 2022.