List of figures

 

Source: Eurostat

Source: Eurostat

Source: Eurostat

Source: Green Street Pan-European commercial price index

Refinitiv

Source: Bloomberg

Source: Refinitiv

Source: Refinitiv

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: US International Trade data commission

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data (funding plan data)

Source: EBA Supervisory Reporting data

Source: EBA supervisory reporting data

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA Risk Assessment Questionnaire

Source: EBA supervisory reporting data

Source: IHS Markit*

Source: Dealogic

Source: Dealogic

Source: MREL/TLAC reporting

Source: MREL/TLAC reporting

Figure 27: MREL eligible liabilities by instruments and category of bank, with residual maturities between one and two years as of the reporting date Q2 2024

Source: MREL & TLAC reporting, reporting of MREL decisions

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data (funding plan data)

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data

Source: EBA Supervisory Reporting data

Figure 39a: Evolution of the LCR and its main components of as a share of total assets

Source: EBA supervisory reporting data

Figure 39b: Evolution of gross outflow requirement (post-weights)

Source: EBA Supervisory Reporting data

Figure 40a: Banks distribution of the LCRs

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Figure 41a: Evolution of the LCR by currency

Source: EBA Supervisory Reporting data

Figure 41b: Dispersion of the LCR by currency, December 2024

Source: EBA Supervisory Reporting data

Figure 42a: Net stable funding ratio across EU/EEA countries*

Source: EBA Supervisory Reporting data

Figure 42b: Dispersion of NSFR, ASF and RSF as share of total assets, December 2024*

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data (Funding Plan data)

Source: EBA Supervisory Reporting data (Funding Plan data)

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data

Source: S&P Global

Source: EBA supervisory reporting data

Figure 50: CET1 headroom and payout ratios by bank

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA supervisory reporting data

Source: EBA Supervisory Reporting data

Figure 53a: Outstanding volumes' origination years, since 2017*

Source: EBA Supervisory Reporting data

Figure 53b: Distribution of underlying exposures*

Source: EBA Supervisory Reporting data

Figure 54a: Capital relief estimates by bank in bps of CET1, distribution including interquartile range

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA Risk Assessment Questionnaire

Source: EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: EBA Risk Assessment Questionnaire

Source: EBA Supervisory Reporting data

Source: EBA Risk Assessment Questionnaire

Source: EBA supervisory reporting data

Figure 60b: Key components of costs and expenses as share of equity, by country, Dec-2024

Source: EBA supervisory reporting data

Figure 61a: Interest rates on loans (stocks) by segment

Source: EBA supervisory reporting data (funding plan data)

Figure 61b: Interest rates on deposits (stocks) by segment

Source: EBA supervisory reporting data (funding plan data)

Source: S&P Capital  IQ, and EBA assumptions and calculations

Figure 63: M&A measures considered by EU/EEA banks

Source: EBA Risk Assessment Questionnaire

Source: EBA Risk Assessment Questionnaire

Figure 65: Number of new operational risk events over time and total losses in operational risk as a share of CET1*

Source: EBA Supervisory Reporting data

Figure 66: Number of successful cyber-attacks resulting in ‘major ICT-related incidents’ in the last semi-annual assessment period *

Source: EBA Risk Assessment Questionnaire

Figure 67: Financial crime risks, April 2024–March 2025

Figure 68a: Net provisions for pending legal issues and tax litigation as a share of total assets by country (2024)

Source: EBA supervisory reporting data

Figure 68b: Net provisions for pending legal issues and tax litigation as a share of total assets for the EU (2018-2024)

Source: EBA Supervisory Reporting data

Figure 69a: Evolution of Bitcoin and Ethereum daily prices

Source: Reuters

Figure 69b: Bitcoin and Ethereum 10 days rolling volatility

Source: Reuters

Source: ECB, EBA Supervisory Reporting data

Source: EBA Supervisory Reporting data

Source: ECB and EBA calculations

Figure 72b: EU/EEA banks’ cumulative excess reserves* and p.p. change between June 2022 and December 2024

Source: EBA supervisory reporting data

Source: EBA supervisory reporting data