Question ID
2025_7488
Legal act
Regulation (EU) No 575/2013 (CRR)
Topic
Transparency and Pillar 3
Article
434
Paragraph
1
COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
Not applicable
Article/Paragraph
434 / 1
Type of submitter
Credit institution
Subject matter
EBA Mapping Tool Clarification - EU CR5
Question

For last Column aa – the mapping prescribed by EBA is ‘col z - {C 07.00, sum of rows [from 140 to 280], c 230, s0002}’ which means: 
•    Col z (i.e. sum of all the exposure value under different RW) 
•    C7:
o    sum of rows [from 140 to 280] = sum of all RW% 
o    C230 in C7 = which ‘RISK WEIGHTED EXPOSURE AMOUNT OF WHICH:  WITH A CREDIT ASSESSMENT BY A NOMINATED ECAI’ 

Our question is why we use exposure value minus RWA with a ECAI assessment? 

Background on the question

It appears that we are calculating this position using two metrics i.e. exposure value and RWA, however, we believe that we should be comparing/using like for like metrics i.e. exposure value in both cases.

Submission date
Rejected publishing date
Rationale for rejection

This question has been rejected because the issue it raises is beyond the remit of the Q&A process and as such it cannot be addressed via a Q&A. The matter it refers to will however be considered for a forthcoming version of the mapping tool.

The Single Rule Book Q&A tool has been established to provide explanations and non-binding interpretations on questions relating to the practical application or implementation of the provisions of legislative acts referred to in Article 1(2) of the EBA’s founding Regulation, as well as associated delegated and implementing acts, and guidelines and recommendations, adopted under these legislative acts. The Q&A process cannot, for example, consider issues which would require changes to the regulatory framework.

For further information on the purpose of this tool and on how to submit questions, please see “Additional background and guidance for asking questions”. 

Status
Rejected question