- Question ID
-
2015_2501
- Legal act
- Directive 2013/36/EU (CRD)
- Topic
- Supervisory reporting - Supervisory Benchmarking
- Article
-
78
- Paragraph
-
2
- COM Delegated or Implementing Acts/RTS/ITS/GLs/Recommendations
- Draft ITS on Supervisory Reporting of Institutions (for benchmarking the internal approaches)
- Article/Paragraph
-
Annex I, C103, c020
- Type of submitter
-
Credit institution
- Subject matter
-
‘Mortgages’ identification
- Question
-
Are "commercial mortgages" and "other mortgages" excluded from HDPs perimeter?
- Background on the question
-
In defining the scope of the exercise for HDP, the EBA RTS refers to 18Residential mortgages 19. On the other hand, no reference to "Residential mortgages" is reported in Annex I, C103
- Submission date
- Final answer
-
Institutions have to report the portfolios ID specified in template C 103.00 of Annex I of Draft ITS on Supervisory Reporting for Institutions for benchmarking the internal approaches (ITS on benchmarking).
Under the exposure class "Retail - Secured by real estate SME" commercial mortgages are included.
DISCLAIMER:
The present Q&A on Supervisory reporting is provisional. It will be reviewed after the Implementing Regulation is in force and published in the Official Journal, which may differ from the text of the draft ITS to which this Q&A relates.
- Status
-
Archive
- Answer prepared by
-
Answer prepared by the EBA.
- Note to Q&A
-
Update 26.03.2021: This Q&A has been archived in the light of the most recent amendments to the ITS 2016/2070 on Supervisory Benchmarking.