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EBA 2025 Policy Research Workshop presentation analysing global gender discrimination in loan pricing, reviewing empirical evidence across mortgage, peer-to-peer, SME, and syndicated lending markets.

EBA 2025 Policy Research Workshop presentation analysing whether green bonds act as safe-haven assets or shock transmitters compared to conventional bonds, assessing financial stability risks in the European market.

EBA XBRL Filing Rules version 5.7 – technical guidelines for banks and financial institutions on submitting XBRL reports to the EBA, covering syntax, context, fact and unit rules, filing indicators, and multi-currency reporting requirements for 2025.

EBA FAQ clarifying the transition to Data Point Model (DPM) 2.0 and enhanced glossary under reporting frameworks 4.0–4.2, covering new features, validation rules, taxonomy architecture, and implementation timelines for banks and authorities.

EBA user guide detailing the conversion file for the DPM Quality Review project, mapping old glossary elements (domains, dimensions, members) to the new DPM 2.0 glossary (categories, properties, items) to improve reporting frameworks and support release v4.0 implementation.

EBA analysis on the EU AI Act’s implications for banking and payments, assessing alignment with sectoral laws like CRD, CRR, and DORA, focusing on high-risk AI uses such as creditworthiness assessment and supervisory cooperation requirements by 2025-2027.

EBA staff paper analyzing the rationale for Probability of Default (PD) floors under the Internal Ratings-Based (IRB) framework, focusing on Basel III reforms. Examines calibration methods, estimation errors in low-default portfolios, and regulatory impact on capital requirements for financial institutions and corporates.

EBA letter to the European Commission outlining the results of its AI Act mapping exercise for the banking and payments sector, identifying overlaps and synergies with existing EU financial regulations like CRR, CRD, DORA, and guidelines on creditworthiness assessment and AI governance.