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CV Angelov
Curriculum Vitae of Tsvetoslav Angelov, Alternate Member of the EBA Board of Supervisors and Director of Supervisory Policy at the Bulgarian National Bank, detailing his professional experience in banking supervision, EU regulatory committees, and expertise in risk management, fintech, and ESG.
Decision on adoption of EUAN Charter on reduction of greenhouse gas emissions
EBA decision adopting the EU Agencies Network (EUAN) Charter to reduce greenhouse gas emissions and promote responsible environmental management, committing to climate neutrality by 2030 in line with the EU Green Deal and sustainability goals.
Credit Risk parameters annex - Q4 2025
EBA Q4 2025 report on credit risk parameters for IRB banks in EU and key non-EU countries – presents percentile-based statistics on default rates, loss rates, and probability of default (PD) for corporates and retail portfolios, sourced from COREP C 9.02 data.
ROPAp - Recruitment of TAs, CAs and SNEs
European Banking Authority (EBA) record detailing personal data processing for recruiting Temporary Agents, Contract Agents, and Seconded National Experts under EUDPR, covering selection procedures, data sharing with EU agencies, and compliance with EU Staff Regulations.
Annex - Mapping template (RTS on cooperation and colleges of supervisors for third-country branches)
Final report on draft amending RTS on own funds and elegible liabilities
EBA final report on draft regulatory technical standards amending Delegated Regulation (EU) 241/2014 to shorten the prior permission timeline for reducing own funds and eligible liabilities under CRR (Regulation (EU) 575/2013) from four to three months.
François-Louis Michaud keynote speech at Handelsblatt Annual Conference: From vision to implementation- simplifying the EU regulatory and supervisory framework for banks
EBA outlines efforts to simplify the EU banking regulatory and supervisory framework, focusing on reducing complexity, streamlining reporting, and applying proportionality for small and non-complex institutions (SNCIs) while maintaining financial stability under Basel III and DORA.
ROPAp - Pillar 3 Datahub
European Banking Authority (EBA) record of processing activity for the Pillar 3 Datahub under EUDPR, detailing personal data handling for contact persons submitting prudential disclosures under CRR, including data categories, retention, and security measures.
GL Funding Plans_COR_EN
EBA guidelines establishing harmonised definitions and reporting templates for credit institutions' funding plans under the ESRB 2012 Recommendation, outlining compliance, scope, and supervisory requirements for EU banks.
List of Financial Conglomerates 2025
EBA 2025 list of EU/EEA financial conglomerates under Directive 2002/87/EC (FICOD), including group names, coordinators, and competent authorities responsible for supplementary supervision as of October 2025.
ROPAp - Recruitment of TAs, CAs and SNEs
European Banking Authority (EBA) outlines its data processing activities for recruiting Temporary Agents, Contract Agents, and Seconded National Experts under EUDPR, detailing personal data handling, legal bases, external processors, and candidate selection procedures.
Guidelines on third country branches capital endowment requirement
EBA guidelines specifying eligible financial instruments for third-country bank branches to meet capital endowment requirements under Directive 2013/36/EU, ensuring assets are available for resolution or winding-up to protect depositors and creditors, effective January 2027.
Letter JM Campa - RTS equiv legal mechanism - adoption with changes
European Commission letter to EBA outlining intended amendments to draft regulatory technical standards (RTS) under CRR on equivalent legal mechanisms for completing residential properties, addressing prudential conditions, market stability, and legal clarity before adoption.
Policy on young talents programmes
European Banking Authority (EBA) policy outlining guidelines for its young talents programmes, including the Students Programme, Job Shadowing Internship, and Traineeship Policy, effective October 2025, consolidating and updating previous internship frameworks.
ROPAp - ERMS
European Banking Authority (EBA) record of processing activities under EUDPR Article 31, detailing its Electronic Document and Records Management System (ERMS) – covering data processing purposes, categories of personal data, retention periods, and access controls for EBA staff and external participants.
Data protection notice - Financial transactions
European Banking Authority (EBA) data protection notice outlining how personal data is processed for financial transactions under EUDPR, including payment execution, legal commitments, and data retention policies, along with data subject rights and contact details.
ROPAp - Young Talents Programme
European Banking Authority (EBA) record detailing personal data processing under EUDPR for its Young Talents Programmes, covering selection, onboarding, and evaluation of interns, students, and trainees in job shadowing, student, and traineeship initiatives.
ROPAp - Financial transactions
European Banking Authority (EBA) record of processing activity for financial transactions under EUDPR Article 31 – details data handling for payments, budget execution, and personal data categories of staff, contractors, and beneficiaries, including retention periods and security measures.
Discussion paper on simplification and assessment of the credit risk framework
EBA discussion paper seeking stakeholder feedback on simplifying the credit risk framework under CRR, including proposals for the Standardised and IRB approaches, harmonisation of rules, and real estate exposure adjustments.