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The European Banking Authority (EBA) continues to execute on its simplification and efficiency programme. After proposals in April to reduce the reporting burden for banks and for a simpler stress-test in 2027, it publishes today a comprehensive review of the EU bank microprudential, macroprudential and resolution capital framework, including proposals to simplify it. The proposals aim to reduce complexity while preserving banks’ resilience and resolvability as well as authorities’ tools, and to ensure the framework remains focused on emerging and materially evolving risks.

The European Banking Authority (EBA) published today the draft methodology, templates, and template guidance for the 2027 EU-wide stress test. The 2027 exercise introduces significant simplifications to improve efficiency and risk sensitivity, while preserving the robustness and comparability of results. Key changes include a substantial reduction in data requirements, the alignment of information with harmonised supervisory reporting, and the integration of climate risks into the EU-wide stress test. A total of 63 banks from the EU and Norway, including 47 from the euro area, will participate, covering 75% of the EU banking sector. The industry consultation is being launched at an earlier stage than for previous EBA stress tests, to facilitate banks’ preparedness.

The European Banking Authority (EBA) has today published its response to the European Commission’s consultation on strengthening the competitiveness of the EU banking sector. In its response, the EBA underlines the importance of completing the Single Market for financial services, as a key driver of banking competitiveness. Drawing on its robust analytical work, the EBA provides evidence-based insights on banking competitiveness, the Single Market and the Banking Union, as well as on the complexity and effectiveness of the regulatory framework. These insights aim to support the European Commission’s report on the EU banking competitiveness.

The European Banking Authority (EBA) is announcing a series of measures to significantly simplify EU supervisory reporting. A public consultation on revised Implementing Technical Standards (ITS) on supervisory reporting and on supervisory benchmarking reporting is open until 10 July 2026, and until 10 May 2026 for IFRS 18-related requirements.