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The European Banking Authority (EBA) today published its final draft amending Regulatory Technical Standards (RTS) on the types of factors to be considered by national authorities in assessing the appropriateness of real estate risk weights. This review is driven by the revised Capital Requirements Regulation (CRR 3), which confers a new mandate onto the EBA regarding the Standardised Approach of credit risk.

The European Banking Authority (EBA) today launched a consultation on its Guidelines on supervisory independence of competent authorities under the Capital Requirements Directive (CRD). Risks to supervisory independence pose challenges to the soundness of supervision and good governance and new requirements in the CRD introduce measures to manage them. These Guidelines further clarify the arrangements that competent authorities should have in place to prevent and manage conflicts of interest. The consultation runs until 23 January 2026.

​The European Banking Authority (EBA) today published two Opinions following the notifications by the Swedish Financial Supervisory Authority (FSA) of its intention to extend the period of application of two existing macroprudential measures targeting certain exposures secured by immovable property. The measures aim at maintaining the resilience of institutions against a potential severe downturn in the real estate market. Based on the information provided, the EBA does not object to the extension of the measures.

The European Banking Authority (EBA) today published an Opinion following a notification by the Norwegian Ministry of Finance of its intention to change the calibration of a measure originally introduced on 31 December 2020 and already extended until 30 June 2025. The measure aims to ensure that capital requirements of Norwegian institutions using internal ratings-based (IRB) approaches are appropriate for the systemic risks stemming from their residential real estate exposures. Based on the information provided, the EBA does not object to the measure.

The European Banking Authority (EBA) today published an Opinion following the notification by the Dutch Central Bank (De Nederlandsche Bank - DNB) of its intention to extend a measure originally introduced in 2022 for a further two years until 2026. The measure aims to maintain the resilience of institutions against a potential severe downturn in the residential real estate market. This action comes amidst  recent sustained real estate price increases. Based on the information provided by the DNB, the EBA does not object to the extension of the measure.