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European Banking Authority (EBA) peer review report assessing the performance of stress tests by Deposit Guarantee Schemes (DGS) under the Deposit Guarantee Schemes Directive (DGSD), covering methodology, findings, and recommendations for EU competent authorities.

EBA report on virtual IBANs (vIBANs) analysing their characteristics, benefits, and key risks—including money laundering, regulatory arbitrage, and consumer protection gaps—based on a 2023/2024 fact-finding exercise, with recommendations for payment service providers and authorities.

CSSF announces the court-ordered dissolution and winding-up of Fortuna Banque s.c. following cessation of banking activities, appointing a liquidator and triggering deposit guarantee fund intervention for affected depositors under Luxembourg law.

Liechtenstein Financial Market Authority (FMA) announces bankruptcy proceedings for Sora Bank AG, triggering payout and compensation under the Deposit Guarantee and Investor Compensation Act (EAG), with client deposits and investments protected up to statutory limits by the EAS foundation.

Bank Guarantee Fund (BFG) informs the European Banking Authority about the April 2020 resolution procedure for Bank Spółdzielczy w Przemkowie, including capital write-down, acquisition tool application, and administrator appointment under Polish deposit guarantee and resolution laws.

European Banking Authority report assessing deposit coverage levels in the EU, analysing impacts of potential changes, policy implications for financial stability, consumer protection, and costs for banks in response to the European Commission’s call for advice.

EBA GL 2023 02 - GLs on methods for calculating contributions to DGS

Deposit Guarantee Schemes data

Aggregated DGS data 2015-2021

Opinion on the treatment of client funds under DGSD (EBA/Op/2021/11)

Opinion on the interplay between the EU AMLD and the EU DGSD

Report on the peer review of Deposit Guarantee Scheme (DGS) stress tests and the resilience of DGSs (EBA/REP/2020/18)

EBA peer review report of DGS stress tests and resilience of DGSs

European Banking Authority (EBA) report assessing EU deposit protection rules, proposing over 80 improvements to enhance clarity, funding transparency, cross-border repayments, and crisis management for depositors under the €100,000 guarantee scheme.

EBA Opinion on the implementation of the DGSD - DGS funding and uses of DGS funds (EBA-Op-2020-02)