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EBA opinion outlining supervisory priorities for national authorities as the transition period under its No-Action Letter on PSD2 and MiCA interplay ends on 2 March 2026, addressing authorisation processes, conditions for continued EMT transactions, and coordination between PSD2 and MiCA frameworks.

EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, addressing liquidity requirements for asset-referenced tokens (ARTs). The document evaluates proposed changes to reserve asset rules, highlighting concerns over liquidity risks, alignment with MiCA’s prudential framework, and consistency with EU financial regulations.

Joint ESAs factsheet explaining the EU Markets in Crypto-Assets Regulation (MiCA) – outlining consumer protections, types of regulated crypto-assets (EMTs, ARTs, utility tokens), risks of unregulated providers, and key definitions like stablecoins and NFTs.

Joint ESAs warning on crypto-assets highlights risks, consumer protection gaps, and MiCA regulation applicability from December 2024, advising caution on volatility, fraud, and unregulated providers outside the EU.

EBA draft regulatory technical standards under CRR 3 Article 501d(5) specify methods for banks to calculate and aggregate crypto-asset exposure values, including capital requirements, risk frameworks, and the 1% Tier 1 capital limit, aligning with MiCA and BCBS standards.

EBA opinion clarifying the interplay between PSD2 and MiCA for crypto-asset service providers handling electronic money tokens, advising NCAs on temporary authorisation exemptions and supervisory priorities until PSD3/PSR apply, while recommending long-term legislative alignment to avoid dual licensing burdens.

EBA opinion on the European Commission’s proposed amendments to Regulatory Technical Standards (RTS) for authorization applications of asset-referenced tokens (ARTs) under MiCAR, assessing legal justification, proportionality, and information requirements for supervisory scrutiny.

EBA opinion on European Commission’s proposed amendments to Regulatory Technical Standards (RTS) for authorising asset-referenced token (ART) issuers under MiCAR, accepting changes while recommending supervisory enhancements like market abuse policies and third-party DLT audits.

EBA opinion on the European Commission’s amendments to Regulatory Technical Standards (RTS) under MiCAR, assessing changes to conflict-of-interest rules for asset-referenced token issuers, including scope adjustments, proportionality, and disclosure requirements.

EBA and ESMA factsheet summarizing key findings on crypto lending, borrowing, and staking in the EU, including market size, risks (consumer protection, liquidity, ML/TF), and regulatory considerations under MiCAR for 2025.

EBA and ESMA factsheet summarising key findings from the 2025 joint report on Decentralised Finance (DeFi), covering market size, EU financial sector exposure, risks (ICT, money laundering, consumer protection), and Maximal Extractable Value (MEV) impacts under MiCAR framework.

EBA and ESMA joint report under MiCAR Article 142 analysing EU crypto-asset market trends, focusing on DeFi adoption, ICT and ML/TF risks, lending, borrowing, staking business models, and Maximal Extractable Value (MEV) implications without policy recommendations.

EBA consults on draft Regulatory Technical Standards for calculating and aggregating crypto exposure values under Article 501d(5) of the Capital Requirements Regulation (CRR), outlining methods for risk assessment and compliance in banking.

EBA final guidelines on standardized reporting templates for asset-referenced tokens (ARTs) and e-money tokens (EMTs) under MiCAR, ensuring supervisory convergence by addressing data gaps in own funds, liquidity, and significance assessments for issuers and crypto-asset service providers (CASPs).

EBA’s MiCAR templates explain reporting requirements for issuers of asset-referenced tokens (ARTs) and e-money tokens (EMTs), including thresholds, reserve composition, transactions, and own funds under MiCAR regulation.

European Banking Authority (EBA) December 2024 report analysing tokenised deposits – examines market cases, benefits like programmability and AML compliance, challenges including regulatory definitions and operational risks, and applicable frameworks under MiCAR.

EBA, EIOPA, and ESMA final guidelines under MiCAR establish templates for crypto-asset white paper explanations and legal opinions, plus a standardised test for classifying crypto-assets, defining compliance requirements for issuers and service providers in the EU.

EBA decision outlining procedures for classifying asset-referenced tokens (ARTs) and e-money tokens (EMTs) as significant under MiCAR, including assessment timelines, reporting requirements, supervisory transfer rules, and cooperation with competent authorities.