EBA guidance on submitting questions about the practical application of EU banking regulations, including CRD, CRR, BRRD, DGSD, PSD2, and the Mortgage Credit Directive (MCD), outlining eligibility, prioritization, and submission rules for stakeholders.
The European Banking Authority (EBA) has updated its online Interactive Single Rulebook and Q&A tool with the inclusion of the Mortgage Credit Directive (MCD).
Board of Supervisors meeting
Opinion on the nature of passport notifications for agents and distributors of e-money
Compliance table
The European Banking Authority (EBA) published today an Opinion on the nature of passport notifications of payment institutions (PIs) and electronic money institutions (EMIs) using agents and distributors located in another Member State. The Opinion provides clarity on the criteria that national competent authorities (NCAs) should use for determining when the use of an agent or distributor triggers an ‘establishment’ of the appointing institution in the host Member State or falls under the free provision of services.
EBA draft guidelines on credit risk mitigation (CRM) for banks using the IRB approach with own LGD estimates, aiming to clarify CRR requirements, reduce practice variability, and complement existing PD and LGD estimation rules under the IRB roadmap.
European Banking Authority (EBA) traineeship notice for administrative roles in Paris – offering 6-12 month paid placements for recent graduates to support secretarial, administrative, communications, and finance teams, with applications extended to 30 April 2019.
The EBA has closed its formal investigation into a possible breach of Union law by the Estonian Financial Services Authority (Finantsinspektsioon) and the Danish Financial Services Authority (Finanstilsynet) in connection with money laundering activities linked to Danske Bank and its Estonian branch in particular. At a vote at its meeting on 16 April 2019 the EBA’s Board of Supervisors rejected a proposal for a breach of Union law recommendation.
EBA and EBF joint workshop summary on sustainable finance held in April 2019, covering discussions on integrating ESG risks into banks' frameworks, climate-related disclosures, scenario analysis for climate risks, and market opportunities for green finance under the EU Action Plan.
EBA decision establishing uniform reporting requirements for resolution authorities under BRRD and SRMR, defining data submission rules, templates, and transitional provisions to ensure consistent resolution planning and monitoring across the EU.
European Commission regulation updating Implementing Regulation (EU) 945/2014 on diversified indices under CRR (Regulation (EU) No 575/2013), amending the list of indices meeting risk criteria based on 2018 data for prudential requirements in banking.
Annex on diversified indices