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(Annex 1_ITS_2025)_rep_Annex 4
EBA technical standards outlining reporting instructions for supervisory benchmark portfolios under Commission Implementing Regulation (EU) 451/2021, covering exposure details, internal model mapping, and low/high default portfolio data for credit risk assessment.
(Annex 2_ITS_2025)_rep_Annex_5
EBA technical standards for 2025 outlining market risk benchmarking instruments and portfolios under Regulation (EU) No 575/2013, including valuation instructions, risk measures (VaR, sVaR, IRC, APR), submission deadlines, and reporting requirements for EU institutions.
(Annex 3_ITS_2025)_rep_Annex 6
EBA technical standards for 2025 outlining supervisory benchmarking templates and reporting instructions on market risk, including valuation, risk sensitivities, value-at-risk (VaR), profit & loss time series, and internal risk models under Regulation (EU) 575/2013.
EBA-ITS- 2024-07 Draft ITS on benchmarking of internal models
EBA final report on draft Implementing Technical Standards amending EU 2016/2070 for the 2025 benchmarking exercise of internal models under CRD, covering credit and market risk assessments, including updates to templates, timelines, and the Alternative Internal Model Approach framework postponement.
Report on the fact finding exercise on creditworthiness assessment practices of non-bank lenders
European Banking Authority report analysing creditworthiness assessment practices of non-bank lenders (NBLs) across the EU, identifying gaps in regulatory frameworks, supervisory approaches, and compliance with Consumer Credit Directive (CCD) and Mortgage Credit Directive (MCD) requirements, based on 2020–2023 data.
ESAs' Joint Board of Appeal dismisses appeal by Euroins Insurance Group AD against the European Insurance and Occupational Pensions Authority
The Joint Board of Appeal (“The Board”) of the European Supervisory Authorities (ESAs) – the (the EBA, ESMA, EIOPA), unanimously decided that the appeal brought by Euroins Insurance Group AD (“Euroins”) against the European Insurance and Occupational Pensions Authority (EIOPA) is inadmissible.
The EBA publishes results from its first fact finding exercise on creditworthiness assessment practices of non-bank lenders
The European Banking Authority (EBA) published today the results of a fact finding exercise on the creditworthiness assessment (CWA) practices of non-bank lenders (NBLs). The exercise is a follow-up to the Consumer Trends Report published in April 2023 and aimed at gaining insight into the extent to which NBLs contribute to over-indebtedness and arrears. The EBA finds that, while some NBLs might service segments of the population that may have limited opportunities to access traditional banks for credit, a significant number of the surveyed NBLs appear to apply inadequate practices for information gathering and verification during their CWAs.
ROPAp - Learning and Development activities
European Banking Authority (EBA) record detailing personal data processing for staff learning and development activities under EUDPR Article 31, covering training planning, budget monitoring, and data sharing with external providers.
ROPAp - Settlement of disagreement between competent authorities
European Banking Authority (EBA) record detailing personal data processing for settling disagreements between EU competent authorities under Regulation (EU) No 1093/2010, covering mediation procedures, data categories, retention periods, and security measures.
ROPAp - Complaints and Breach of Union Law
European Banking Authority (EBA) record detailing personal data processing for handling complaints and investigating breaches of EU law by competent authorities under Regulation (EU) No 1093/2010, including procedures, data categories, and retention periods.
ROPAp - Testimonials of EBA staff and trainees
EBA’s record of processing activity under EUDPR Article 31 outlining the filming, publication, and data protection measures for staff and trainee testimonials on its website and social media to promote career opportunities and enhance employer visibility.
2024 07 31 PMR -2024 Jose Manuel Campa
EBA Chairperson José Manuel Campa’s July 2024 public meeting register – details stakeholder engagements with the European Banking Federation and Addiko Bank AG on regulatory outlook, DORA implementation, prudential policy, and banking sector trends.
2024 07 31 PMR Francois-Louis Michaud
EBA public meeting register for July 2024 detailing Executive Director François-Louis Michaud’s engagements, including discussions with Jyske Bank A/S on EU banking rules and regulatory matters.
The EBA and ECB release a joint report on payment fraud
The European Banking Authority (EBA) and the European Central Bank (ECB) published today a joint Report on payment fraud data. The report assesses payment fraud reported by the industry across the European Economic Areas (EEA), which amounted to €4.3bn in 2022 and €2.0bn in the first half of 2023. The Report confirms the beneficial impact of strong customer authentication (SCA) on fraud levels.
EBA and ECB 2024 Report on Payment Fraud
EBA and ECB 2024 report analysing payment fraud trends, including fraud levels, types, losses, and the impact of Strong Customer Authentication (SCA) across Europe in H1 2023.
Consultation paper on ITS under SEPA Regulation - Annex I - reporting templates
Consultation paper on ITS under SEPA Regulation EBA CP 2024 19
EBA consults on draft Implementing Technical Standards for uniform reporting templates on charges and rejected transactions under SEPA Regulation (EU) 260/2012, covering methodology, cost-benefit analysis, and stakeholder feedback on instant payment data.
Consultation paper on ITS under SEPA Regulation - preparatory statement
EBA consultation paper on Implementing Technical Standards under the SEPA Regulation, outlining reporting requirements for payment service providers on charges for credit transfers and payment accounts, rejected transactions, and compliance with the Instant Payments Regulation (EU 2024/886) by April 2025.
Consultation paper on ITS under SEPA Regulation - Annex II - instructions for PSPs
EBA consultation on Implementing Technical Standards under the SEPA Regulation – detailed reporting instructions for Payment Service Providers on credit transfers, charges, payment accounts, and rejected transactions, including templates and legal references.