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Joint Committee of the ESAs to focus on digital resilience and sustainability disclosures in 2025
The Joint Committee of the European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) published today its Work Programme for 2025, placing particular emphasis on ongoing collaboration to tackle cross-sectoral risks, promoting sustainability in the EU financial system and strengthening financial entities’ digital resilience.
Basel III monitoring Report
European Banking Authority report presenting results of the Basel III monitoring exercise as of December 2023, analysing the impact of final Basel III reforms on EU banks' capital ratios, credit risk, operational risk, output floor, and leverage requirements under EU-specific and baseline scenarios.
Keynote speech
EBA keynote speech at Madrid’s XV Financial Forum discusses strengthening EU banking supervision to ensure resilience, competitiveness, and financial stability amid digitalisation and investment challenges, highlighting post-crisis regulatory reforms and capital adequacy.
Joint Committee Annual Work Programme 2025
European Supervisory Authorities' Joint Committee 2025 work programme – outlines priorities including DORA implementation, sustainable finance (SFDR), digital operational resilience, financial conglomerates oversight, and cross-sectoral risk monitoring amid macro-financial challenges.
Strengthening the supervisory framework for a healthy, strong and competitive financial sector
Further Tier 1 capital needs for the full implementation of the EU specific Basel III reform are minimal, the EBA Report finds
The European Banking Authority (EBA) today published its third mandatory Basel III monitoring Report which assesses the impact that the EU implementation of the Basel III framework will have on EU banks at the full implementation date, i.e. 2033. The additional impact considers the application of all EU requirements, as reflected in the Capital Requirements Regulation (CRR3), i.e. Pillar 2 requirements, and all EU specific capital buffers. In terms of minimum required capital, the impact has further decreased in relation to the previous reference date of December 2022. The impact is minimal in terms of estimated Tier 1 capital shortfall, while the total capital shortfall is estimated at EUR 5.1 billion.
Report on credit insurance
EBA report under Article 506 of CRR3 analysing credit insurance as credit risk mitigation, covering eligibility of insurers, risk weight floors, LGD calibration under F-IRB, and regulatory treatment of unfunded credit protection in the Basel III framework.
The EBA responds to the European Commission on the eligibility and use of credit insurance
The European Banking Authority (EBA) published today a Report on eligibility and use of credit insurance, in response to the European Commission’ request under the Capital Requirements Regulation (CRR3). In this Report, the EBA calls for an alignment of EU rules with the present Basel framework.
11th Joint ESA’s Consumer Protection Day
DORA Dry Run data quality checks - explainer
EBA Work programme 2025
European Banking Authority (EBA) 2025 work programme outlines strategic priorities for 2025-2027, focusing on implementing the EU banking package, enhancing financial stability, data infrastructure, DORA and MiCAR oversight, and AML/CFT framework transition.
EBA GL 2024 06 - Guidelines on internal governance arrangements for issuers of ARTs under MiCAR
The EBA publishes its Work Programme for 2025
The European Banking Authority (EBA) published today its Work Programme outlining the key priorities and initiatives for 2025. Throughout next year, the EBA will be i) implementing the EU Banking Package and enhancing the Single Rulebook, ii) enhancing risk- based and forward-looking financial stability for a sustainable economy, iii) enhancing data infrastructure and launching a data portal, iv) starting oversight and supervisory activities under the Digital Operational Resilience Act (DORA) and Markets in Crypto-Assets Regulation (MiCAR), and v) developing consumer oriented mandates and ensuring a smooth transition to the new anti-money laundering and countering the financing of terrorism (AML/CFT) framework.
2024_09_30_pmr_francois-louis_michaud.pdf
EBA Executive Director François-Louis Michaud’s September 2024 meeting register detailing discussions with Intesa Sanpaolo and EBCCON on AML regulation, ESG compliance, and banking supervisory priorities.
2024_09_15_pmr_francois-louis_michaud.pdf
EBA Executive Director François-Louis Michaud’s September 2024 public meeting register detailing engagements on EU supervisory cooperation, sustainability risks, regulatory priorities, digital resilience (DORA), and market developments with financial institutions, regulators, and industry stakeholders.
Rules of Procedure of the BSG
European Banking Authority (EBA) outlines the 2024 rules of procedure for its Banking Stakeholder Group (BSG), covering membership, elections, roles, confidentiality, and operational guidelines under Regulation (EU) No 1093/2010.
ESAs appoint Director to lead their DORA joint oversight
The three European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) have appointed Marc Andries to lead their new joint Directorate in charge of oversight activities for critical third-party providers established by the Digital Operational Resilience Act (DORA). Marc Andries takes up his new role as Director for DORA joint oversight on 1 October 2024.
2024 09 15 PMR -2024 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s September 2024 meeting register detailing discussions with banking associations, regulators, and financial institutions on EU banking priorities, Basel III implementation, supervisory cooperation, digital assets, sustainability, and prudential requirements.
2024 EBA environmental statement French
European Banking Authority (EBA) 2024 environmental statement – reports 2023 sustainability performance, EMAS compliance, carbon emissions, energy use, waste management, and environmental objectives under its environmental policy and governance framework.