EBA Q3 2025 report on credit risk parameters for IRB banks in EU and non-EU countries – presents default rates, loss rates, probability of default (PD), and loss given default (LGD) statistics by counterparty type and country.
The European Banking Authority (EBA) today published its Q3 2025 Risk Dashboard (RDB), for the first time within EDAP, the European Data Access Portal. The data confirm that asset quality, solvency, liquidity and profitability in the banking sector of the European Union/European Economic Area (EU/EEA) remain stable, even amid heightened macroeconomic and geopolitical risks.
The European Banking Authority (EBA) today published clear guidance for banks on how to manage enhanced reporting requirements for operational risk, following the postponement of the first reference date under the amended Implementing Technical Standards (ITS). This move comes after the European Commission adopted Regulation (EU) 2025/2475, which delays the application of new operational risk reporting obligations to the end of June 2026.
The European Banking Authority (EBA) today published its final draft Regulatory Technical Standards (RTS) establishing the threshold up to which- non-banking CSDs (“designating CSDs”) may use banking CSDs or credit institutions for cash settlement without entities needing additional authorisation.
EBA Chairperson Jose Manuel Campa’s December 2025 meeting register covering discussions on EBA priorities 2026–2028, MICA regulation, stablecoins, EU regulatory outlook, and cross-border financial cooperation with ASEAN+3 stakeholders.
EBA final draft Regulatory Technical Standards (RTS) under the Central Securities Depositories Regulation (CSDR) setting thresholds for CSDs providing banking-type ancillary services, including dynamic risk-based limits (EUR 3.75bn–6.25bn) and prudential requirements to mitigate credit and liquidity risks while ensuring market stability.
EBA December 2025 update on equivalence monitoring of non-EU jurisdictions – assessing regulatory and supervisory frameworks for financial stability, market integrity, and investor protection, summarizing EC equivalence decisions for 26 jurisdictions under EU banking regulations.
The three European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) today published two factsheets designed to help consumers protect themselves from crypto and other online frauds and scams and explain how fraudsters increasingly use artificial intelligence (AI) to deceive consumers. To make the information easily accessible, the factsheets are available in all official EU languages and reproduced by national authorities.
The European Banking Authority (EBA) and the European Central Bank (ECB) today published the 2025 edition of their joint report on payment fraud. The report covers the semi-annual data for 2022 to 2024 and confirms that the legal requirement for strong customer authentication (SCA) introduced in 2020 has contributed to reducing fraud levels. However, it also highlights the need for continued vigilance and for security measures to be adapted to combat new emerging types of fraud.
EBA consumer guide on crypto fraud and scams – outlines warning signs, protection steps, and actions to take if targeted, covering Ponzi schemes, fake investments, phishing, and secure wallet practices to prevent financial loss and identity theft.
EBA guidance on identifying and preventing AI-powered online financial frauds and scams, including phishing, impersonation, crypto fraud, and deepfakes, with warning signs and protective measures for consumers.
EBA Board of Supervisors and Banking Stakeholder Group meeting minutes from October 2025 covering discussions on loan enforcement frameworks benchmarking, insolvency harmonization, and recovery process efficiency across EU member states, including data analysis and policy implications for the 28th Regime.
EBA and ECB 2025 report analysing payment fraud trends, including fraud levels, types, impact of Strong Customer Authentication (SCA), losses, and geographical patterns across EU payment instruments.
The European Banking Authority (EBA) today published its final Regulatory Technical Standards (RTS) on structural foreign exchange (FX) under the Capital Requirements Regulation (CRR). These standards deliver greater clarity, consistency, and supervisory convergence in the application of structural FX provisions across the EU. The final RTS retain the overall approach of the existing EBA Guidelines, while introducing targeted enhancements to ensure a more harmonised and transparent framework.
The European Banking Authority (EBA) issued today a revised list of validation rules under its Implementing Technical Standards (ITS) on supervisory reporting. This update highlights rules that have been deactivated due to inaccuracies or IT-related issues. Competent Authorities across the EU are reminded that data submitted according to these ITS should not be formally validated against the deactivated rules.