EBA Executive Director François-Louis Michaud’s January 2023 public meeting register detailing stakeholder engagements, including discussions with BEUC on financial services priorities and regulatory dialogue.
The European Banking Authority (EBA) published today its annual quantitative Report on minimum requirement for own funds and eligible liabilities (MREL) with data as of December 2021. The Report is complemented by an analysis looking into the impact of the MREL framework on a number of relevant dimensions. As of 31 December 2021, the EBA estimated that 70 banks reported an MREL shortfall of EUR 33bn out of a sample of 245. This is down by 42% compared to last years’ quantitative report on MREL on a comparable basis. The Report shows progress in closing MREL shortfalls, albeit at a lower rate for smaller banks, and concludes that the impact of MREL on banks’ profitability is manageable, although heterogeneous across types of banks and Member States.
MREL quantitative monitoring report and impact assessment
European Banking Authority (EBA) January 2023 public meeting register for Chairperson José Manuel Campa – confirms no external meetings disclosed for the period 1-15 January 2023 under transparency requirements.
European Banking Authority (EBA) data protection notice outlining personal data processing, purposes, and retention for job shadowing internships (ages 14-19) under EUDPR, covering selection, onboarding, IT access, and exit procedures.
Report on Liquidity Measures under Article 509(1) of the CRR
European Banking Authority 2022 staffing plan detailing authorized EU budget posts, contract agents, and seconded national experts across AD and AST grades, including temporary and permanent positions.
European Banking Authority (EBA) 2023 staffing plan detailing authorised establishment posts, contract agents, and seconded national experts under the EU budget, including breakdowns by function group, grade, and funding sources for MiCA and SDFA initiatives.
European Banking Authority (EBA) 2023 budget and 2023-2025 Single Programming Document (SPD) – outlines adopted financial plan, staffing levels, and strategic priorities, including adjustments for MiCA and DORA regulations, with revenue sources and expenditure breakdown.
The European Banking Authority (EBA) today published its Report on liquidity measures, which monitors and evaluates the liquidity coverage requirements currently in place in the EU. The liquidity coverage ratio (LCR) declined to 166% in June 2022. The fall was due to an increase in outflows driven by higher interest rates and volatility which led to a decline in asset prices during the first half of the year. The evolution of banks’ LCR levels is particularly relevant given the uncertain economic outlook with high levels of inflation and the process of normalisation of the monetary policy. EU banks hold materially lower liquidity buffers in foreign currencies, particularly the USD, which requires enhanced monitoring by banks and supervisors to avoid excessive vulnerability to disruptions in the foreign exchange markets.
The European Banking Authority (EBA) today published its quarterly Risk Dashboard together with the results of the autumn edition of the Risk Assessment Questionnaire (RAQ).
The three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) published today a joint thematic Report on national financial education initiatives on digitalisation, with a focus on cybersecurity, scams, and fraud. The Report identifies good practices that national competent authorities and other public entities can follow when designing and implementing their financial education initiatives.
Programme
Risk parameters annex (pdf)
Risk parameters annex (xlsx)
RAQ Booklet Autumn 2022
RAQ Statistical Annex
Risk dashboard Q3 2022
Interactive Dashboard - Q3 2022