EBA Spring 2024 Risk Assessment Questionnaire (RAQ) summarises responses from 85 EU banks on business strategy, liquidity, asset quality, operational risks, FinTech, and ESG finance, published alongside Q1 2024 Risk Dashboard.
EBA final draft Regulatory Technical Standards (RTS) under CRR specify conditions for assessing materiality of changes to FRTB Internal Models Approach (IMA) and modellable risk factors, defining approval or notification requirements for banks and competent authorities.
EBA keynote speech at FELABAN 2024 outlining the final phase of Basel III implementation in the EU, focusing on prudential regulation, capital standards, operational risk, reporting frameworks, and the phased roadmap for technical standards and guidelines to enhance banking sector resilience and stability.
The European Banking Authority (EBA) today published its Q1 2024 quarterly Risk Dashboard (RDB), which discloses aggregated statistical information for the largest EU/EEA institutions together with the Risk Assessment Questionnaire (RAQ) a bi-annual qualitative survey with banks’ expectations for future trends and developments. EU/EEA’s banks continue to benefit from wide interest margins improving further their profitability and capital position. However, credit risks have started materialising with an increase in non-performing loans during the first quarter. The majority of banks surveyed expect further asset quality deterioration in CRE, SMEs loans and consumer credit in the next 6-12 months.
European Banking Authority final report on draft Implementing Technical Standards for reporting requirements on asset-referenced tokens and e-money tokens denominated in non-EU currencies under MiCAR, outlining regulatory reporting frameworks for crypto-asset supervision.
EBA guidelines detailing reporting requirements for issuers of asset-referenced tokens and e-money tokens under Regulation (EU) 2023/1114, covering holder numbers, token value, reserve composition, and daily transactions for regulatory compliance.
EBA guidelines detailing reporting requirements for crypto-asset service providers under Regulation (EU) 2023/1114, covering holder data, transaction details, and token information to ensure compliance with MiCA framework disclosure obligations.
European Banking Authority annex outlining the Single Data Point Model (DPM) and validation rules for uniform IT reporting systems – covering data structure, business concepts, technical specifications, and quality checks under supervisory reporting requirements.
European Banking Authority final report on Regulatory Technical Standards (RTS) under MiCAR, defining methodology to estimate transaction volume and value for asset-referenced tokens (ARTs) and e-money tokens (EMTs) denominated in non-EU currencies used as means of exchange.
European Banking Authority final report on Regulatory Technical Standards for supervisory colleges under MiCAR, defining cooperation frameworks for crypto-asset service providers and asset-referenced tokens in the EU.
EBA final report establishing guidelines under MiCAR for common reference parameters in liquidity stress testing scenarios, covering redemption risk, market volatility, and de-pegging risks for issuers of significant asset-referenced and e-money tokens.
The European Banking Authority (EBA) publishes today the package of technical standards and guidelines under MiCAR on the topics of reporting, liquidity stress testing and supervisory colleges. This package completes the delivery of EBA technical standards under MiCAR. The package of EBA regulatory products comprises:
Friday 28 June, 09:30 - 16:35 CET. Location: EBA premises, Tour Europlaza, 20 avenue André Prothin, 92400 Courbevoie, France (online Handbook for visitors)
Thursday 20 June 2024, 09:30 to 13:30 and Friday 21 June 2024, 09:30 - 13:30 CET (virtual event)
Thursday 20 June 2024 from 9:30 to 11:30, via conference call
European Supervisory Authorities (ESAs) opinion assessing the Sustainable Finance Disclosure Regulation (SFDR), proposing improvements including product classification, sustainability indicators, and disclosure transparency to enhance sustainable investment rules under EU Taxonomy alignment.