EBA 2025 Policy Research Workshop discussion on Open Banking (PSD2) effects on FinTech firms, analysing Spanish data to assess performance, revenue growth, and funding shifts from bank debt to equity using a difference-in-differences framework.
EBA Research Workshop 2025 discussion paper analysing the welfare effects of open banking, open finance, and data-sharing central bank digital currencies (CBDCs) on financial stability and interoperability.
Analysis by Harvard Business School on CBDC design tradeoffs and their impact on bank capital regulation, focusing on deposit flight risks, financial stability, and policy implications for the ECB’s digital euro project using a DSGE model calibrated to the euro area.
European Banking Authority discussion paper analysing foreign-borne interest rate risk in U.S. banks, focusing on how foreign deposits influence monetary policy transmission, funding structures, and reserve requirements, with insights on global funding effects.
Analysis by NOVA IMS and EBA-affiliated researcher Jorge Miguel Bravo on risks in short-term funding markets, focusing on U.S. tri-party repo disruptions, cyber threats, liquidity gaps, and policy implications for financial stability and monetary transmission.
Study by National Bank of Belgium and Tilburg University analysing supply chain spillovers of private equity buyouts in Belgium (2002-2022), assessing effects on suppliers' sales, employment, and markups with empirical evidence from production network data.
EBA discussion paper analysing the impact of uninsurable business risk on SME growth, comparing credit constraints and risk-sharing mechanisms, with policy implications for financing reforms and institutional risk-sharing frameworks.
EBA Conference 2025 discussion on gender discrimination in syndicated loan pricing – examines whether female CFOs face higher spreads in low gender-equality countries, using cross-country data and cultural bias analysis.
EBA 2025 Policy Research Workshop discussion on green vs conventional bonds during market stress, analysing risk transmission, safe-haven properties, and systemic risk implications using DNS and TVP-VAR models amid crises like COVID-19 and the Russia-Ukraine war.
EBA Research Workshop discussion on climate transition risk in bank lending, analysing how bank specialization affects loan pricing for high-emission firms, with empirical findings from syndicated loans and regulatory exposure impacts.
EBA peer review assessing how national competent authorities integrate and supervise gender diversity policies in credit institutions, covering benchmarking, data collection, remuneration, internal governance, and follow-up measures under EBA guidelines.
EBA MREL Dashboard Q2 2025 – reports on minimum requirement for own funds and eligible liabilities (MREL) across EU banks, covering resolution planning, external and internal MREL levels, shortfalls, and resources by institution type and member state.
EBA paper analysing foreign deposit betas of US banks, showing foreign deposits are 20 percentage points more sensitive to US monetary policy than domestic deposits, increasing banks' net interest rate risk and affecting financial stability and cross-border spillovers.
Study by the Bank for International Settlements and academics analysing the macroeconomic impact of uninsurable business risk on private firms, showing risk causes larger efficiency losses than credit constraints, using firm-level data and a model of entrepreneurial dynamics.
Study by University of Muenster and Maastricht University analysing gender discrimination in international syndicated loan pricing – finds female CFOs face higher loan spreads and smaller loans in countries with negative stereotypes about women executives, with costs varying by cultural attitudes.
Study analysing the connectedness between green and conventional bonds in European financial markets during stress periods like the Russia-Ukraine war and COVID-19, assessing their role in financial stability and systemic risk using Dynamic Nelson-Siegel and TVP-VAR frameworks.
Study analysing how EU banks price climate transition risk in lending, showing specialized banks charge higher rates to high-emission firms but adjust pricing after oil supply shocks, especially during financial stress, highlighting information gaps in climate risk assessment.
Study by Bank of England and University of Padua analysing how cross-border lending by domestic banks boosts domestic productivity, using cross-country and firm-level data from advanced economies, with findings on financial openness and spillover effects.
Study analyzing Federal Reserve swap lines' impact on U.S. dollar funding costs and FX markets, revealing U.S. banks' central role in arbitrage lending and liquidity transmission during stress periods like COVID-19, using global settlement data.
Study analysing the impact of shadow banking on traditional bank stability and market power, using data from 5,559 banks across 27 countries (2009–2023). Examines effects on loans, deposits, and resilience, with insights from China’s Asset Management Reform Plan (AMRP).