European Banking Authority (EBA) outlines the 2025 EU-wide stress test methodology, detailing credit, market, counterparty credit, net interest income, and operational risk assessments, macroeconomic scenarios, and regulatory capital requirements for participating banks.
EBA consults on draft guidelines for proportionate retail diversification methods under CRR (Regulation (EU) No 575/2013), outlining risk management and capital requirements for banks until 12 February 2025.
The European Banking Authority (EBA) today released the final methodology, draft templates, and template guidance for the 2025 EU-wide stress test, along with the milestone dates for the exercise. The methodology and templates cover all relevant risk areas and incorporate feedback received from the industry. The stress test exercise will formally start in January 2025, following the release of the macroeconomic scenarios, with the results scheduled for publication in early August 2025.
EBA guidance for the 2025 EU-wide stress test outlining template requirements, data formats, and reporting standards for credit risk, market risk, net interest income, conduct risk, and capital projections.
EBA follow-up report assessing how EU competent authorities implemented recommendations from the 2022 peer review on supervising non-performing exposure (NPE) management by credit institutions, focusing on guideline application, SREP integration, and supervisory tool enhancements.
The European Banking Authority (EBA) today published a follow-up to the 2022 Peer Review report on the supervision of the management of non-performing exposures (NPEs) by credit institutions. The findings of the follow-up Report show improvements in competent authorities’ supervisory practices that reflect the significant focus given to the supervision of NPEs by the EBA and competent authorities, and demonstrate that all competent authorities now fully or largely apply the EBA Guidelines on management of non-performing and forborne exposures. However, despite these positive results, the EBA cautions against complacency and encourages competent authorities to remain mindful and vigilant of the need to keep NPE ratios under scrutiny.
EBA Executive Director François-Louis Michaud’s 2024 opening remarks at the EBA Policy Research Workshop discuss banking regulation boundaries, ICT innovation, non-bank financial intermediation, regulatory effectiveness, and financial stability challenges amid digital transformation and macroprudential risks.
European Banking Authority (EBA) organisational chart as of October 2024 – outlines leadership structure, key departments (prudential regulation, AML/CFT, digital finance, ESG risks), and senior management roles under Chairperson José Manuel Campa.
EBA Banking Stakeholder Group (BSG) fifth end-of-term report (2020–2024) summarizing advisory contributions, technical working group activities, and recommendations on EU banking regulation, financial stability, and stakeholder engagement to support the Single Rulebook and EBA objectives.
The European Supervisory Authorities (EBA, EIOPA and ESMA – ESAs) have published their third annual Report on disclosures of principal adverse impacts under the Sustainable Finance Disclosure Regulation (SFDR).
EBA, EIOPA, and ESMA joint report assessing Principal Adverse Impact (PAI) disclosures under SFDR for 2022, analyzing compliance, good and bad practices, and providing recommendations to the European Commission and national authorities to improve sustainability disclosures in financial services.
The three European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today published the Final Report on the draft implementing technical standards (ITS) regarding certain tasks of the collection bodies and functionalities of the European Single Access Point (ESAP).
The European Banking Authority (EBA), in cooperation with the European Securities and Markets Authority (ESMA) and the European Insurance and Occupational Pensions Authority (EIOPA), launched today a short survey addressed to entities within the scope of the initial margin (IM) model authorisation regime introduced by the upcoming revised European Market Infrastructure Regulation (EMIR 3). The deadline for submitting responses is Friday 29 November 2024.
EBA survey for entities subject to initial margin model authorisation under EMIR 3, gathering data on IM models, fees, and compliance to inform regulatory requirements and proportionate rules for smaller entities by November 2024.