EBA’s 2025 EU-wide stress test FAQs explain the exercise’s objectives, methodology, and key changes—including CRR3 integration, output floor, and sectoral credit risk breakdowns—to assess EU banks’ resilience under adverse scenarios, involving 64 banks and coordinated with ECB, ESRB, and national authorities.
EBA 2025 EU-wide stress test results – assesses bank resilience under adverse scenarios, covering capital depletion drivers, credit and market risks, and aggregate CET1 ratio impacts across EU banks under CRR3 rules.
The European Banking Authority (EBA) today published its Q4 2024 semi-annual Dashboard on the minimum requirement for own funds and eligible liabilities (MREL), which discloses aggregated statistical information for 345 banks earmarked for resolution across the European Union (EU) and for which the EBA has received data about both decisions and resources. All in all, banks meet their MREL requirements in line with the Bank Recovery and Resolution Directive (BRRD) deadline of 1 January 2024, as shortfalls are reported only by a few banks, mostly in their transition period towards future requirements. The amount of instruments becoming ineligible over the next year for the sample reached EUR 242bn.
EBA MREL Dashboard Q4 2024 – reports on minimum requirement for own funds and eligible liabilities (MREL) compliance, shortfalls, and resolution planning across EU banks, including external and internal MREL levels by institution type and member state.
The European Banking Authority (EBA) today launched a public consultation on its draft Implementing Technical Standards (ITS) for the supervisory reporting of third-country branches under the Capital Requirements Directive (CRD). This initiative aims to establish uniform formats, definitions, and reporting frequencies for third-country branches, ensuring a consistent and comprehensive approach to regulatory and financial information reporting across the EU. The consultation runs until 31 October 2025.
EBA and ESAs compliance table showing EU national authorities' adherence to Joint Guidelines (JC/GL/2024/88) on information exchange for fitness and propriety assessments of qualifying holdings, directors, and key function holders in financial institutions, effective 2025.
EBA’s 2025 EU-wide stress test guide for data exploitation – explains how to access, import, and analyze bank-by-bank stress test datasets in CSV format, including metadata, data dictionaries, and PowerBI tools for transparency and credit risk assessment.
European Banking Authority (EBA) 2025 environmental statement – reports 2024 data on sustainability performance, EMAS compliance, emissions, energy use, and environmental objectives under its environmental management system.
Minutes of the February 2025 EFIF meeting covering updates on digital finance initiatives, innovation facilitators, regulatory sandboxes, AI readiness under the AI Act, BigTech monitoring, and risks in the financial sector—including crypto trends, MiCA implementation, and cross-border supervisory challenges.
EBA consults on draft Implementing Technical Standards for supervisory reporting of third country branches under Directive 2013/36/EU, outlining requirements and seeking stakeholder feedback by October 2025.
The European Banking Authority (EBA) today published the metadata, the data dictionary, and the guide for data exploitation. This information is intended to assist data users in automating the analysis of the 2025 EU-wide stress test data, which will be released on 1 August at 18:00 CET.