European Banking Authority guidelines providing detailed instructions for credit institutions on reporting funding plans, including balance sheet overview, liquidity ratios, funding reliance, pricing, currency mismatches, and issuance plans under ESRB Recommendation A4.
The updated Guidelines on harmonised definitions and templates for funding plans of credit institutions aim at improving the assessment of banks' funding plans and the relevance of the data provided for such assessments based on experience gained through the analysis of the data received as well as the questions raised via the EBA Single Rulebook Q&A tool.
The European Banking Authority (EBA) published today its revised Guidelines on outsourcing arrangements setting out specific provisions for the governance frameworks of all financial institutions within the scope of the EBA's mandate with regard to their outsourcing arrangements and related supervisory expectations and processes. The aim of the Guidelines is to establish a more harmonised framework for these financial institutions, namely credit institutions and investment firms subject to the Capital Requirements Directive (CRD), as well as payment and electronic money institutions. The recommendation on outsourcing to cloud service providers, published in December 2017, has also been integrated into the Guidelines.
Board of Supervisors meeting
Opinion on deposit protection issues stemming from the withdrawal of the UK from the EU (EBA-Op-2019-01)
EBA opinion addressing deposit protection challenges for UK and EU branches post-Brexit, ensuring compliance with Deposit Guarantee Schemes Directive (DGSD), including DGS affiliation, depositor information, and avoiding double coverage.
The European Banking Authority (EBA) published today an Opinion relating to deposit protection issues stemming from the withdrawal of the UK from the EU. In this Opinion, the EBA calls on the Deposit Guarantee Schemes Designated Authorities (DGSDAs) to ensure that depositors in the branches of the UK credit institutions in the EU are adequately protected by the EU deposit guarantee schemes (DGSs), in case of a withdrawal of the UK from the EU with no ratified agreement in place.
EBA privacy notice detailing how personal data of payment and electronic money institutions is processed, stored, and disclosed under PSD2 Article 15, including rights of access, rectification, and GDPR compliance for the public EBA Register.
Letter from MEP Ferber on E-money Licenses for Google
Basel Committee instructions for the 2018 global systemically important banks (G-SIB) assessment exercise, detailing data reporting requirements, methodology updates, and indicators for size, interconnectedness, substitutability, and complexity under BCBS standards.
The European Banking Authority (EBA) launched today a consultation on its Guidelines on Credit Risk Mitigation in the context of the advanced internal rating-based (A-IRB) approach, aim to eliminate the remaining significant differences in approaches in the area of credit risk mitigation (CRM), which are either due to different supervisory practices or bank-specific choices. These draft Guidelines complement the EBA Report on CRM, which focused on the standardised approach (SA) and the foundation-IRB approach (F-IRB). The consultation runs until 25 May 2019.
CP on Guidelines on Credit Risk Mitigation for institutions applying the IRB approach with own estimates of LGDs
European Banking Authority (EBA) conflict of interest policy for non-staff members – outlines confidentiality obligations, disciplinary measures, and legal consequences for improper disclosure of sensitive information.
European Banking Authority (EBA) conflict of interest policy for non-staff members – outlines confidentiality obligations, disciplinary measures, and legal consequences for improper disclosure of sensitive information, applicable during and after involvement in EBA activities.