EBA report analyzing money laundering and terrorist financing risks in crypto-asset services, highlighting evasion tactics like unauthorized operations and forum shopping, and outlining MiCA and AML/CFT safeguards for effective supervision and regulatory compliance.
The European Banking Authority (EBA) today published a Report on tackling money laundering and terrorist financing (ML/TF) risks in crypto-asset services, including issuance, trading, and service provision. The Report draws on lessons learnt from recent supervisory cases across the EU and highlights how competent authorities can strengthen their approaches to supervision in this fast-evolving sector.
Today, the European Banking Authority (EBA) published a Report that takes stock of the actions taken by all competent authorities to address the EBA’s findings and recommendations. This follows in - depth reviews carried out by the EBA of all 40 competent authorities approaches to tackling money laundering and terrorist financing (ML/TF) risks in banks in all EU/ EEA Member States over the last 6 years, issuing recommendations when necessary to improve the effectiveness of anti-money laundering and counter terrorism financing (AML/CFT) supervision.
EBA FINAL REPORT ON COMPETENT AUTHORITIES’ APPROACHES TO THE ANTI-MONEY LAUNDERING AND COUNTERING THE FINANCING OF TERRORISM SUPERVISION OF BANKS
EBA final report assessing national competent authorities’ approaches to anti-money laundering and counter-terrorism financing supervision of banks, covering supervisory strategies, cooperation, challenges, and implementation reviews under EU AML/CFT frameworks – 2025.
Banking Stakeholder Group’s response to EBA’s consultation on amending product oversight and governance guidelines for retail banking products, addressing ESG features and greenwashing risks to align with updated EU regulations and consumer protection standards.
European Banking Authority (EBA) vacancy notice for the Chairperson position – invites applications for a 5-year term to lead the authority, oversee regulatory priorities, and represent the EBA before EU institutions and stakeholders under Regulation (EU) No 1093/2010.
EBA Work Programme 2026 outlines priorities and deliverables for EU banking regulation, focusing on rulebook development, risk assessment, innovation, and oversight under DORA, MiCA, and EMIR while transferring AML/CFT duties to AMLA.
EBA Chair José Manuel Campa outlines the EBA’s approach to simplifying Europe’s financial sector through regulatory efficiency, focusing on reducing reporting burdens, streamlining Level 2 and 3 mandates, and enhancing supervisory convergence while preserving banking resilience and international standards.
The Board of Supervisors of the European Banking Authority (EBA) has launched today an open selection procedure for the appointment of a new Chairperson.
Joint ESAs factsheet explaining the EU Markets in Crypto-Assets Regulation (MiCA) – outlining consumer protections, types of regulated crypto-assets (EMTs, ARTs, utility tokens), risks of unregulated providers, and key definitions like stablecoins and NFTs.
Joint ESAs warning on crypto-assets highlights risks, consumer protection gaps, and MiCA regulation applicability from December 2024, advising caution on volatility, fraud, and unregulated providers outside the EU.
Minutes of the 23rd EFIF meeting (May 2025) covering updates on innovation hubs, regulatory sandboxes, MiCA and AI Act implementation, BigTech monitoring, and discussions on FinTech collaboration, including crypto, DLT, and digital payments developments.
European Commission letter to EBA, ESMA, EIOPA, and AMLA outlining the de-prioritisation of 115 non-essential Level 2 financial services acts until October 2027, aiming to simplify EU regulatory implementation and review empowerments under ESAs' founding regulations.
European Commission document listing non-essential empowerments under financial regulations (CRR, CRD, MiFID, EMIR, CSDR, SFDR, Solvency II) – outlining technical standards, implementing acts, and delegated acts with legal bases, adoption timelines, and regulatory requirements for banking, markets, and sustainability.
The European Supervisory Authorities (EBA, EIOPA and ESMA – the ESAs) today issued a warning to consumers that crypto-assets can be risky and that legal protection, if any, may be limited depending on which crypto-assets they invest in. This warning is accompanied by a factsheet explaining what the new EU regulation on Markets in Crypto-Assets (MiCA) means for consumers. The ESAs recommend concrete steps consumers can take to make informed decisions before investing in crypto-assets such as checking if the provider is authorised in the EU.
The European Banking Authority (EBA) published today its Work Programme outlining the key priorities and initiatives for 2026. Besides focusing on three key priorities, the EBA’s work will aim at strengthening the simplicity and efficiency of the regulatory and supervisory framework for banks and financial entities in the EU, in close cooperation with the relevant EU and non-EU stakeholders. In this respect, the EBA launched a comprehensive assessment of the framework, and decided to engage in 21 actions to enhance its efficiency. The 2026 Work Programme includes specific actions for next year for each of the four areas under review. The EBA will report on a regular basis on the implementation of all the recommendations.