Search
The EBA publishes final draft amending technical standards on factors assessing the appropriateness of real estate risk weights
The European Banking Authority (EBA) today published its final draft amending Regulatory Technical Standards (RTS) on the types of factors to be considered by national authorities in assessing the appropriateness of real estate risk weights. This review is driven by the revised Capital Requirements Regulation (CRR 3), which confers a new mandate onto the EBA regarding the Standardised Approach of credit risk.
Organisational chart 16 Dec 2025
EBA organisational chart as of 16 December 2025 – outlines leadership structure, key departments (Prudential Regulation, Innovation, Risk Analysis, ESG Risks, Digital Finance), and team responsibilities under Chairperson José Manuel Campa.
Amending RTS on the assessment of appropriateness of risk weights and minimum LGD values
EBA final report on draft Regulatory Technical Standards amending Delegated Regulation (EU) 2023/206 under CRR3, focusing on risk weight and minimum LGD value assessments for immovable property exposures, aligning legal references with updated credit risk rules.
Public hearing on Guidelines on authorisation of third-country branches
Board of Supervisors meeting
Board of Supervisors meeting
Guidelines on authorisation of third country branches Public Hearing
Wednesday 10th of December; 12:00 - 13:00 CET (Virtual Event)
Annexes - ITS on IF reporting (in all EU languages)
Public hearing on Guidelines on Supervisory Independence
EBA consultation on draft Guidelines on supervisory independence under the Capital Requirements Directive (CRD), aiming to ensure fair, effective, and transparent decisions by competent authorities to support financial stability and consumer protection.
2025 11 30 PMR -2025 Francois-Louis Michaud
EBA Executive Director François-Louis Michaud’s November 2025 meeting register covering discussions with major banks and stakeholders on EU regulatory frameworks, internal model regulation, operational risk, and IT strategy trends.
TEST - ONLINE SGAT Meeting
Friday 11 December 2025, 09:30 - 17:30 (virtual event)
Follow-up peer review report on authorisations under PSD2
European Banking Authority follow-up peer review report assessing implementation of PSD2 authorisation guidelines by competent authorities, covering AML/CFT controls, governance, local substance, and resource adequacy as of 2025.
RAR Autumn 2025 - Press release charts
EBA’s Autumn 2025 Risk Assessment Report charts highlight EU/EEA banks’ rising exposure to geopolitical risks, volatile funding markets, and sovereign debt, alongside increased lending to non-bank financial institutions and project financing, particularly in defence and infrastructure.
Consultation paper on RTS and ITS on prudentially material transactions under CR
EBA consultation on draft Regulatory and Implementing Technical Standards for prudentially material transactions under CRD (Directive 2023/36/EU), covering assessment criteria, notification processes, and cooperation between authorities for acquisitions, asset transfers, mergers, and divisions.
Consultation on Technical standards on prudentially material transactions under CRD
The EBA consults on draft technical standards on prudentially material transactions under the Capital Requirements Directive
The European Banking Authority (EBA) today launched a public consultation on draft Regulatory Technical Standards (RTS) and Implementing Technical Standards (ITS) concerning material acquisitions, material transfers of assets or liabilities, and mergers and divisions involving credit institutions or (mixed) financial holding companies under the Capital Requirements Directive (CRD). The standards are designed to support banking consolidation and deepen EU market integration by clarifying supervisory expectations, reducing regulatory uncertainty and ensuring consistent prudential assessment across the EU. The consultation runs until 5 March 2026.
Technical standards on prudentially material transactions under CRD
EBA cooperation with EU institutions and international partners
The EBA publishes a follow-up Peer Review on authorisation of payment institutions and electronic money institutions
The European Banking Authority (EBA) today published a follow-up to the 2023 Peer Review Report assessing progress in the authorisation of payment institutions and electronic money institutions under the revised Payment Services Directive (PSD2). While notable improvements and increased convergence have been observed, significant differences persist in key areas such as governance, internal control mechanisms, and local substance. These divergent implementations continue to pose risks of regulatory arbitrage and an uneven playing field across Member States.