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ROPAp - DORA Oversight
European Banking Authority (EBA) record of personal data processing activities under DORA oversight – details joint controllership with ESMA and EIOPA, processors, and data protection measures for supervising critical ICT third-party providers under EU Regulation 2018/1725.
Report on the Call for Advice on the investment firms prudential framework
EBA and ESMA provide technical advice on the EU investment firms prudential framework, assessing categorisation, K-factors, liquidity requirements, remuneration rules, and interactions with MiCA and other regulations under IFR/IFD.
2025 10 15 Letter to Mr Berrigan re the Final report on the CfA on the investment firms prudential framework
EBA and ESMA submit final report on the Call for Advice reviewing the prudential framework for investment firms (IFR/IFD), including recommendations to refine the regime, improve integration with CRR/CRD, MiCAR, AIFMD, and UCITS, and address regulatory gaps.
Report on Supervisory Convergence 2024
EBA 2024 report on supervisory convergence assessing prudential supervision, resolution planning, MREL compliance, digital finance under MiCA, AML/CFT frameworks, and cross-cutting activities including peer reviews and Q&As to strengthen EU banking supervision.
BSG response to consultation on draft amending Guidelines on the application of the definition of default
Banking Stakeholder Group response to EBA consultation on amending Guidelines on the definition of default under CRR (EU) No 575/2013, addressing quantitative default triggers, forbearance measures, and risk-sensitive classification while balancing financial stability and debt restructuring under Article 178.
Report on white labelling
European Banking Authority (EBA) report analysing the white labelling landscape in the EU, assessing opportunities, risks, and challenges for financial institutions, including AML/CFT considerations and third-party dependencies – October 2025.
White labelling of financial services and products in the EU (factsheet)
EBA factsheet summarizing findings on white labelling in EU financial services, covering its growth, key products (payments, BNPL, crypto-assets), benefits (lower fees, inclusion), risks (transparency, fraud), and supervisory actions to enhance consumer protection and disclosure by 2026.
Joint General Privacy statement - DORA Oversight
European Supervisory Authorities (EBA, EIOPA, ESMA) outline their joint privacy statement for processing personal data under DORA oversight activities, ensuring compliance with EU data protection rules while supervising critical ICT third-party providers and managing digital operational resilience in the financial sector.
The EBA finds that white labelling is widely used in banking and payments
The European Banking Authority (EBA) today published a Report on white labelling, i.e. a business model in which a financial institution works with another company (partner)—sometimes not even a financial firm—to offer products and services under the partner’s brand. The EBA found that over a third of banks surveyed in 2025 use this model and has identified a need for ongoing supervisory convergence actions that will be taken forward in 2026.
Board of Supervisors meeting
The EBA updates list of third-country groups and branches operating in the European Union and the European Economic Area
The European Banking Authority (EBA) today released an updated list of third-country groups and third-country branches operating across the European Union and the European Economic Area (EU/EEA). This annual publication enhances market transparency by providing stakeholders with clear information on the ownership structures of institutions operating within the EU/EEA under foreign control.
List of third country groups with IPUs and third country branches 2025
SGL 2025 053 (Letter RTS on reserve assets)
European Commission letter to EBA proposing amendments to draft Regulatory Technical Standards (RTS) under MiCA, focusing on highly liquid financial instruments for crypto-asset reserve assets, including scope adjustments, money market fund inclusion, and concentration limit revisions.
SGL 2025 052 (Letter RTS on HLFI)
European Commission letter to EBA outlining proposed amendments to Regulatory Technical Standards (RTS) under MiCA for liquidity requirements of asset-referenced tokens (ARTs), including minimum highly liquid financial instrument (HLFI) thresholds to balance correlation and liquidity objectives.
2025_10_10_letter_to_j_berrigan_re_eba_opinion_rts_to_specify_the_hlfi_with_minimal_market_risk_credit_risk_and_concentration_risk.pdf
EBA opinion on the European Commission’s proposed amendments to Regulatory Technical Standards (RTS) under MiCA, addressing highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk. The EBA rejects changes that could weaken prudential safeguards, emphasizing alignment with LCR and UCITS frameworks to prevent liquidity risks and regulatory arbitrage.
2025_10_10_letter_to_j_berrigan_re_eba_opinion_rts_to_further_specify_the_liquidity_requirements_of_the_reserve_of_assets.pdf
EBA opinion on European Commission amendments to Regulatory Technical Standards under MiCA, addressing liquidity requirements for asset-referenced token reserves. The EBA opposes investments in non-highly liquid assets, emphasizing consistency with MiCA’s prudential framework and cash-redemption rights.
2025 09 30 PMR -2025 Jose Manuel Campa
EBA Chairperson Jose Manuel Campa’s September 2025 public meeting register detailing discussions with banks, regulators, and fintech firms on EU banking regulation, proportionality, Basel 3 implementation, crypto policy, and financial market competitiveness.
Opinion RTS to further specify the liquidity requirements of the reserve of assets
EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, addressing liquidity requirements for asset-referenced tokens (ARTs). The document evaluates proposed changes to reserve asset rules, highlighting concerns over liquidity risks, alignment with MiCA’s prudential framework, and consistency with EU financial regulations.
Opinion RTS to specify the HLFI with minimal market risk credit risk and concentration risk
EBA opinion on the European Commission’s amendments to final draft Regulatory Technical Standards (RTS) under MiCA, specifying highly liquid financial instruments (HLFI) with minimal market, credit, and concentration risk to ensure reserve asset liquidity and compliance with prudential objectives.