EBA, ESMA, and EIOPA joint Q&As clarify supervisory practices under the EU Securitisation Regulation (2017/2402), addressing disclosure requirements, STS criteria, risk retention, homogeneity, reporting templates, and third-party verification for securitisation transactions.
European Banking Authority (EBA) public meeting register for February 2023 detailing Executive Director François-Louis Michaud’s engagements, including a joint ESAs event on the Digital Operational Resilience Act (DORA).
Single Programming Document 2024-2026
European Banking Authority’s 2024-2026 Single Programming Document outlines strategic priorities, resource allocation, and annual work plans focusing on the Single Rulebook, financial stability, digital finance (DORA, MiCA), sustainable economy, regulatory reporting, and transitioning AML-CFT responsibilities to AMLA.
The European Banking Authority (EBA) published today its final draft Regulatory Technical Standards (RTS) setting out the conditions for the assessment of the homogeneity of the underlying exposures in a pool of a Simple Transparent and Standardised (STS) on-balance-sheet securitisation. Homogeneity is one of the key simplicity requirements enabling originators and investors to properly assess the underlying risks while facilitating investors due diligence.
The European Banking Authority (EBA) has updated some of its existing Q&As on own funds and eligible liabilities to ensure consistency with the revised final draft Regulatory Technical Standards (RTS) on own funds and eligible liabilities submitted to the European Commission in May 2021. While the latter have not been finally adopted yet, the EBA deemed it important to already provide clarity to institutions and market participants on some undisputed aspects related to the RTS that are particularly relevant for their practical implementation of the Capital Requirements Regulation (CRR) and the RTS.
Public hearing presentation
BSG response to EBA Consultation on amending Guidelines on ML/TF risk factors and on Guidelines on access to financial services
Final draft Regulatory Technical Standards on the homogeneity of the underlying exposures in STS securitisation
The European Banking Authority (EBA) today launched an industry survey to receive input from credit institutions on their green loans and mortgages as well as market practices related to these loans. The purpose of the survey is to collect both quantitative and qualitative information the EBA can use to advise the European Commission. The work is part of the Commission’s Strategy for financing transition to a sustainable economy. The deadline for the call for input is 19 April 2023.
Adopted disclosures templates in other EU languages
Guidelines on the publication of the write-down and conversion and bail-in exchange mechanic
The European Banking Authority (EBA) published today its final Guidelines addressed to resolution authorities for the publication of their approach to the bail-in tool implementation. Transparency and predictability are key both to the credibility of the resolution framework and to the safeguard of investors’ protection. These Guidelines aim at ensuring that a minimum level of harmonised information on how authorities would effectively execute the write down and conversion of capital instruments and the use of the bail-in tool (“exchange mechanic”) is made public.
EBA organisational chart as of February 2023 – outlines leadership structure, key departments (Prudential Regulation, Innovation, Risk Analysis, Digital Finance, ESG Risks, AML/CFT), and senior management roles within the European Banking Authority.