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Draft Implementing Technical Standards on uniform reporting under SEPA
EBA final draft Implementing Technical Standards (ITS) on uniform reporting templates for SEPA credit transfer charges, payment account fees, and rejected transaction shares under Regulation (EU) 260/2012, balancing data needs with industry burden while addressing implementation challenges for 2025.
Draft Implementing Technical Standards on uniform reporting under SEPA - Annex II - Instructions
EBA draft implementing technical standards outlining uniform reporting instructions for payment service providers under SEPA Regulation (EU) No 260/2012, covering credit transfers, charges, payment accounts, and rejected transactions in euro and national currencies.
The EBA publishes its draft final technical standards on reporting of data on charges for credit transfers and payments accounts, and shares of rejected transactions
The European Banking Authority (EBA) today published its final draft Implementing Technical Standards (ITS) on reporting of data on charges for credit transfers and payments accounts, and shares of rejected transactions. The ITS deliver on the mandate in the Instant Payment Regulation (IPR) amending the SEPA Regulation, and aim at standardising reporting from banks, payment institutions and e-money institutions (i.e. Payment Service Providers - PSPs) to their National Competent Authorities. The reported data will help to ensure consumers benefit from access to instant credit transfers, and that the latter are no longer more expensive than regular credit transfers. Following its public consultation, the EBA has postponed the first harmonised reporting from PSPs by 12 months, from April 2025 to April 2026.