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coi_declaration_-_carsten_zatschler_redacted.pdf
coi_declaration_-_christos_gorstos_redacted.pdf
eba_2023_amending_budget_no_3.pdf
European Banking Authority (EBA) 2023 amending budget no. 3 – adjusts revenue and expenditure allocations, including contributions from EU national authorities, EU funding, fees, and staff costs under Regulation (EU) No 1093/2010.
eba_2023_staffing_plan_1.pdf
European Banking Authority (EBA) 2023 staffing plan detailing authorized establishment posts, contract agents, and seconded national experts under the EU budget, including breakdowns by function group and grade.
Retail risk indicators - methodological note 2023
EBA’s 2023 methodological note explains the selection, calculation, and interpretation of 11 Retail Risk Indicators (RRIs) monitoring consumer harm in mortgage credit, consumer credit, and payment accounts across the EU. It outlines data limitations, annual updates, and how these indicators support supervisory prioritization in consumer protection.
An increase in the current deposit coverage level of EUR 100,000 would have limited impact on financial stability and depositor protection, an EBA simulation shows
The European Banking Authority (EBA) today published a Report on the deposit coverage level and coverage of public authorities’ deposits, in response to a call for advice by the European Commission. The quantitative analysis and simulation show that a potential change to the current coverage level of EUR 100,000 would have positive but limited impact on financial stability and depositor protection. On the other hand, it would be costly and have a somewhat negative impact on moral hazard. The analysis also shows that the extension of coverage to public authorities’ deposits would have limited impact on the industry, mainly because there are relatively few public authorities in comparison to the overall number of depositors across the EU.
Letter to Mr Berrigan on deposit coverage level
European Banking Authority (EBA) letter to the European Commission outlining its report on deposit coverage levels, addressing the adequacy and potential adjustments of deposit guarantee schemes under EU regulations.
Report on deposit coverage in response to European Commission's Call for Advice
European Banking Authority report assessing deposit coverage levels in the EU, analysing impacts of potential changes, policy implications for financial stability, consumer protection, and costs for banks in response to the European Commission’s call for advice.
2023 12 15 PMR -2023 Jose Manuel Campa
European Banking Authority (EBA) Chairperson Jose Manuel Campa’s December 2023 public meeting register – covering stakeholder discussions on CRR3/CRD VI, banking union, capital markets, crypto regulation, and sustainability reporting.
Annex - Guidelines on diversity benchmarking
The EBA provides guidance on the benchmarking of diversity practices under the Capital Requirements and Investment Firms Directives
The European Banking Authority (EBA) today published the final Guidelines on the benchmarking of diversity practices, including diversity policies and gender pay gap, under the Capital Requirements Directive (CRD) and the Investment Firms Directive (IFD). These Guidelines will ensure a higher level of transparency on the EBA’s work on the topic of diversity and gender equality and will help improve the quality of the collected data as well as the awareness of all stakeholders in this area.
Final report on Guidelines on the diversity benchmarking exercise
EBA final guidelines establishing a harmonised benchmarking exercise for diversity practices, including management body composition, diversity policies, and gender pay gap under CRD IV and IFD. Covers data collection, reporting requirements, and triennial Union-level analysis starting in 2025.
Decision on supervisory reporting on diversity benchmarking
EBA decision establishing supervisory reporting requirements for diversity benchmarking, including gender pay gap data, under CRD, CRR, MiFID, and IFD. Sets criteria for selecting representative samples of credit institutions and investment firms to ensure consistent, high-quality reporting via EUCLID.
2023 11 30 PMR -2023 Jose Manuel Campa
European Banking Authority (EBA) Chairperson Jose Manuel Campa’s November 2023 public meeting register – details engagements on regulatory outlook, ESG risks, CRR3/CRD VI implementation, and climate-related risk management with financial institutions and stakeholders.
Final report on Guidelines on the assessment of knowledge and experience of the organs of credit servicers
EBA final report establishing guidelines for credit servicers and authorities to assess the collective and individual knowledge and experience of management organs under Directive (EU) 2021/2167, ensuring proportionality and compliance.
The EBA publishes guidance to assess the knowledge and experience of the management or administrative organ of a credit servicer
The European Banking Authority (EBA) today published its final Guidelines on the assessment of adequate knowledge and experience of the management or administrative organ of a credit servicer as a whole, under the Non-Performing Loans Directive. The Guidelines aim at ensuring that the organs are suitable to conduct the business of the credit servicer in a competent and responsible manner.
The EBA proposes a voluntary EU green loan label to help spur markets
The European Banking Authority (EBA) today published its response to the European Commission’s call for advice on green loans and mortgages. The EBA proposes the introduction of a voluntary EU label for green loans based on a common EU definition and the integration of the concept of green mortgage and its key sustainability features in the Mortgage Credit Directive.
Letter to Mr Berrigan on Submission of the EBA report and opinion responding to the ECs call for advice on green loans and mortgages
EBA submits report and opinion to the European Commission on green loans and mortgages, proposing an EU definition, voluntary label based on the Taxonomy, and measures to boost uptake while ensuring borrower protection and transparency in sustainable lending.
Annex II to EBA report on green loans and mortgages
European Banking Authority (EBA) annex providing a December 2023 market overview of green loans and mortgages, analyzing their share, standards, and classification across households, SMEs, and non-financial corporations in the EU prudential framework.